My siblings and I are constantly lending each other money. These purchases vary from $2 coffees to a $200 loan for a dream vacation. Since we’re constantly sharing costs of purchases it can be a pain to always get the cash to pay each other back. Since we’re millennials and addicted to our phones our solution has been to use phone apps to pay back these
With a large Italian family (and being one of the youngest cousins!) I feel like my summers have always been filled with wedding activities and this summer is no exception. There IS one big difference this year though. Instead of being invited as a family, my cousin has invited my siblings and I to attend his wedding with our significant others. Previously, my father always
Shopping thrift and resale stores can really help you stretch your budget. Plus it’s fun to browse in a place where you know that you can afford just about anything. But there are items to avoid even if they seem cheap. Some things just aren’t worth buying at any price. 19 things you should not buy at thrift stores
I recently saw the Ted Talk: The Ten Item Wardrobe while reading a blog post on Money Saving Mom. I have to admit, that when I first read the title I was a little skeptical. A ten item wardrobe…what!? I have more than ten bathing suits! But, after watching the video my perception changed. Maybe a ten item wardrobe could lead to a simpler life?
Are we saving enough? Should I put this on my credit card? How can I get out of debt? These are just some of the questions most adults think about on a daily basis. When it comes to personal finance there are two power players that own the field, Dave Ramsey & Suze Orman. They both have their recommendations, $1,000 emergency fund vs. saving a
Recently a friend signed up for a popular 5k, thinking that the money she was spending was going to a charity. Two weeks before the run was to take place, the race company sent out a form email that the event was cancelled due to low registration, with no mention of a refund or reschedule. When my friend tried to reply to the email and
Moving is expensive, that’s no surprise. The surprise is just how many people move and how deeply it cuts into our finances. A recent survey of 306 people who recently moved, commissioned by Our Town America, a mover marketing franchise, revealed scary statistics. Just how many of us are moving? Of 300 million people living in the United Stats, more than 40 million of them are moving
Everyone knows that they have to handle life’s big stuff on a daily basis – feeding yourself, taking those emergency calls, getting everyone through their day in one piece, etc. It’s the little things that start adding up and weighing you down. Try tackling one of these things at a time and that back-of-your-mind list could slowly disappear…
Home ownership may sound appealing, but truth be told it’s just not right for everyone. There are many personal and financial factors that need to be considered when determining whether it’s the right decision for you. Moving into a new home can be exciting, whether you have purchased it or decided to rent, so take the time to weigh up the options carefully on both.
Credit is a necessary tool these days, required by many consumers to be able to afford to pay for costly goods and services.Over time, lenders and businesses have become increasingly aware of just how important a person’s history is when determining whether or not to extend an account to them, how they should be repaid, or even if the potential client is worth the risk of doing business
As a single person in my 30s, I make all of the mistakes: with dating, my career, whether to order guacamole or queso (always queso, duh), and of course, money decisions. Figuring out what to do with my money and how to set myself up for success in the future can feel daunting. Most days I feel like I have a head start, because I
I bought a new-to-me car Sunday that I saved more than $1,000 dollars on, thanks to a bit of research, a car-smart friend, and a seller who may not have had other options. I decided to buy a Prius V for the superior gas mileage (42 by the book, 40-41 by user experience), safety features, and roomy interior. But price was also a major concern. TIP
I’m always looking for a new way to budget that is easier and simpler than the dozens of ways I’ve tried to budget. Which is why I was really excited to learn about the Super Starter Budget. It’s a FREE incredibly simple budget spreadsheet template (using Excel) that can be downloaded directly off of the Savvy Spreadsheets website. Who is Super Starter Budget for?
Since I graduated college I’ve wondered if I made a mistake in choosing my major. English and Journalism seemed like the natural choice for an avid reader and writer BUT was my education really worth the investment? Money.com’s article, “Here’s What the Average Grad Makes Right Out of College,” shares statistics that has me, and may have you, rethinking your chosen major. How Much Do