When I started saving for retirement at 23 last year I thought I was ahead of the game. While I wish I had started saving even earlier, many of my friends haven’t set up a retirement fund or opened an IRA yet! My friends think exactly the way I did last year, “Why start saving now? I have so much time!” While this is true, it will cost
I was shocked a few years ago when I added up how much it cost for my husband and I to venture out to Starbucks once, sometimes twice a day. Between the two of us, drinking the smallest size (“tall”) lattes, it was a whopping $2,971.10 a year. I started to wonder how much I’d save if I made my coffee at home. Here’s how I broke my
Are you contributing to your 401k at work? If not, you are throwing away money – and I mean money that your employer WANTS to give you. Think of it as a yearly bonus on top of your salary that is just waiting for you. This bonus could be as much as $1,080. That’s a lot of free money! I call it your 401k bonus and
Certain breeds of dogs have different personalities. Some dogs are better with kids, some make better apartment pets (like Great Danes, believe it or not!) and some are more energetic. There are people who prefer a specific breed of cat or dog that matches their lifestyle and personality, others like a certain aesthetic. If your heart is set on a purebred dog or cat, is
With seven in ten college students graduating with student debt AND the average debt load hitting $33,000 in 2014, it’s no surprise that my friends in their 20s are FREAKING OUT. I hunted down eight common myths about student loans to help you stay on top of your loans and pay them off as quickly and cheaply as possible. 8 Student Loan Myths Debunked
I went to the most bizarre yoga class that taught me more about life and money than anything I can think of. I knew the class was going to be unusual from the second I walked into the studio. Everyone was dressed entirely in white – more than two dozen men and women. I could leave. But why not stay and see what happens, I thought?
The average wedding costs approximately $30,000. But is it possible to have a beautiful wedding on a budget? Yes! Here’s how my friend was able to pull it off her dream wedding for $10,073 without settling for less. Here’s how one woman cut her wedding budget – and couldn’t have been happier with the results.
If you drive a car, and these days who doesn’t, you know one of the largest expenses associated with operating a car is the insurance. Car insurance mandatory in almost all the states, so no getting around carrying it. Gas prices are dropping and hopefully will continue to drop, but it is the monthly insurance bill that is the single largest expense. And insurance rates have
I was mailing a package at the post office yesterday when the clerk noticed I had not signed my credit card. This did not please her. “Can I see your ID?” she barked. I handed it over. “Thank you for checking my ID,” I said. “You should really sign the back of your card,” she said. Is it safer to sign your credit card? Or
This year I’m focused on getting rid of clutter and why not do it to make more money? Yes folks, I’m selling stuff, a LOT of stuff, on Craigslist. My goal, inspired by Budgets are Sexy, is to post one item a week, on average. I’m also posting my sales on a local Facebook group dedicated to selling and swapping (there may well be one near
This morning I handed a potential client my new business card and he said, “Ohh, look at your fancy business card.” Score. I took the opening and shared my 7-second elevator pitch. If nothing else came out of our meeting, I knew he would remember my business card. And remember me. Turns out we connected over music and SEO and will probably work together in the future. Those
Part of the reason that so many New Year’s Resolutions fail – whether they’re diet, career, or money-related – is because we often have an “all-or-nothing” mentality. Never eat sugar again, or else! The key is praising yourself for small victories and yes, allowing yourself to “cheat” once in awhile. If you want to stick to your resolutions, here are my secrets. 6 Secrets to Keeping Your New
Nothing like straight up MONEY to get your New Year started! That’s why I’m psyched to partner with When I Work, which has provided a $100 Visa GIft Card so you can buy what you *really* wanted for Christmas. WhenIWork is employee software scheduling for the modern era. THIS IS A 1-DAY CONTEST – BE $100 RICHER TOMORROW! With WhenIWork, what took you eight hours
You always hear about elderly, vulnerable people being taken advantage of – they are preyed upon by perpetrators who walk off with their savings. But what about two intelligent, college-educated, well-informed people who did years of research on an particular investment? How could they possibly become victims of a Ponzi scheme? We lost $750,000. This is our story.