I’ve mentioned how living at home is a great way to save, but many of my friends don’t take advantage of this opportunity. I’ve had friends living at home (making double my income) who have fallen into mountains of credit card debt…and this is without ANY bills! Since I’ve saved around $3,000 in the past three months I thought I’d share my tips for
Help! This Election is Making Me Fat (and Cranky)!
A friend of mine recently posted: “When I was in Costco, a woman in line shared with me, as she threw a mess of potato and tortilla chips onto the conveyor, that she was emotionally eating because of the election. Then when I popped into Whole Foods, a woman impulsively grabbed two bags of cookies near the checkout and said to her husband, “So I can
A Shopaholic Learns to Seek Minimalism
I’m addicted to shopping and I have been for years. My lifestyle may not look like Confessions of a Shopaholic, but the reality is that I have poured far too much time and money into a habit that hasn’t always been beneficial to my family, my home, or my heart. I realized this fact years ago, but choosing to make a change has been a
Should Kids Have Smartphones?
Our kids have never known a life without cell phones. It seems everyone has one, and kids are getting them at younger and younger ages. While being able to keep in touch with your kids is invaluable, there are drawbacks as well. Smartphones, their monthly fees and many accessories are expensive. And by giving your child a phone, you’re not just giving them a way to
5 Ways to Improve Your Consumer Conscience
Have you ever felt so overwhelmed by the truth that you tried to push it to the back of your mind rather than face it? That’s how I felt when I began to learn more about fair trade products and ethically sourced goods. As a consumer (and in fact, a shopaholic), I felt paralyzed about the magnitude of the problem. It’s very sobering to think
Worth Every Penny: Organic Fruits and Vegetables
Okay, so they cost more. Significantly more. As much as I love cutting corners, there are some things I won’t skimp on. Is it possible to eat organic on a budget? And if we eat fruits and vegetables contaminated with pesticides, what is the real price we are paying? Don’t skimp when it comes to harmful pesticides.
Are You Saving For Retirement – Or College?
A new survey says more of us are saving for our kid’s college fund than our own retirement. Oh, snap! I’m not pointing any fingers, but the data is pretty damming…What I’m curious about is WHY people choose to save for college instead of retirement. Maybe you can help me understand this issue. Are you saving for retirement or college?
The High Price of Online Games for Kids
From Animal Jam to Minecraft to Five Nights at Freddy’s and other online games and apps, you’d be surprised how addictive and potentially expensive these games can be. Sometimes you don’t even know how much you’re being gouged until the iTunes bill arrives and by then, it’s too late. The Best and Worst Online Games for Kids.
Millennials Who Are Thriving Financially Have One Thing in Common
The article “Millennials Who Are Thriving Financially Have One Thing in Common” has been making the rounds on my Facebook page this week. If you’re like me, you fell for that click bait headline and are wondering the answer. What is it? Rich parents. Who are the Lucky 3 Percent?
How Much Do College Grads Earn Right Out of College?
Since I graduated college I’ve wondered if I made a mistake in choosing my major. English and Journalism seemed like the natural choice for an avid reader and writer BUT was my education really worth the investment? Money.com’s article, “Here’s What the Average Grad Makes Right Out of College,” shares statistics that has me, and may have you, rethinking your chosen major. How Much Do
$100,000 Debate: Should We Build a Passive House?
My husband and I are debating one of the biggest financial decisions of our lifetime: whether or not to build a super energy efficient home, called a Passive House. The nut of it is that we could buy a similar sized traditional home for about $100,000 less. Should we spend $100,000 extra for a Passive House?
Should Parents Give More Money to Children Who Struggle?
When I was growing up my parents paid close attention to how much they spent on each of their children. Every Christmas, birthday, and holiday, my mom was careful to spend not a penny more on one of us. That all changed this past year. My dad has begun to help one child a lot more than others. It seems like he favors one child over another
Money and Dating: Moving In Together
My sister and her boyfriend of five years are moving in together for the first time. Following his acceptance of a job offer in Boston and her acceptance to graduate school, they decided moving out of their respective parents’ homes was the right step. While they have talked about moving out for a long time, my sister confided that they haven’t made a “money” plan
What Did Allowance Teach You About Money?
I foresee huge fights between my husband and I over allowance. Should we give our children an allowance? I got an allowance, he didn’t. We both think “the way our parents did it” is the right way. We are still several years away from this issue, but I’m already bracing for it. I believe receiving an allowance was the start of my financial education –
6 Essential Lessons to Avoid Debt
This past year I graduated college debt free…which makes me an anomaly among my friends. Many of my friends owe more than $50,000 (my boyfriend has more than $150,000 in college debt!) and have no strategy for paying it back. Many of them know almost nothing about how to manage their finances and are unaware of how costly high interest rates are! I was lucky enough to have
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