How many of these bad habits do you have? As the online shopping season gears up, even more people than ever plan to shop online this holiday season. I’m loathe to point fingers at you because I, too, have some of these bad habits. However, there is time now to recognize where we are putting ourselves at risk, accept we are not perfect, and take action.
Crowdfunding is an incredible concept. You ask your friends, family, and community for money – and they give it to you! Crowdfunding has transformed lives, made dreams come true, and raised money for earnest causes across the globe. Until recently, it was mainly used for business causes and other noble social causes like raising funds for medical expenses. Today, with an aim of saving personal
At just 23 I began thinking about saving for retirement. Many people think that saving for retirement should begin once you’re too old to enjoy things “comfortable,” which really means once you won’t have to make any sacrifices. This mindset might be why the average American retires with just $129,000 at age 65! While $129,000 may seem like a lot of money, after inflation, it is nowhere
How many prescriptions does your family fill every month? Ever been shocked at the price? (A dermatologist recently gave us a script for poison oak that rang up for $1,314. No joke. We did not fill it.) FamilyWize is a community service partnership that has been helping people reduce prescription costs for more than 10 years. Since 2005, the site has helped 8.8 million people save more than $925,000,000
I love Amazon and continue to use it despite a recent piece in the New York Times that revealed how awful it is to work there. But the piece seeded doubts. If Amazon was so awful to some of it’s employees, was it also treating me badly? I wanted to know if Amazon was quietly raising prices on my Subscribe & Save items. If you’re new
What are the basic financial skills you use everyday in life to survive as an adult? I bet they are so ingrained that you take them for granted. Financial expert Gregg Murset shares these stats: October is National Financial Planning Month, but 68 percent of Americans probably won¹t take notice because they don’t put together a monthly budget to track income and expenditures. Which might
Have you ever met someone through online dating? If not, you may scoff and think, Why not just choose traditional dating in person? But for many people, online dating is a better solution. It can be cheaper, more efficient, and perhaps more successful than relying on people you meet in person. You haven’t tried online dating – What are you waiting for?
It is a well known fact that smoking is an unhealthy lifestyle choice, and as you might expect, this means smokers have to pay more for life insurance. Life insurance, like any insurance, is based on models of risk, and a person who chooses to do things that may endanger their health like smoking presents a higher risk of an early pay out than someone
A friend of mine is stuck earning what I consider a relatively small salary – but the more I talk to him – the more it seems HE may be the main reason why he isn’t earning more. I have to wonder if he is subliminally limiting his earning potential. Is your income being limited by YOU? TIP => Make more money NOW.
My husband and I debate this question all the time – how much money we need to retire? Followed by, are we saving enough? I often debate if we are saving *too* much, but my dear readers quickly extinguished that, ahem, fear. (And I was soooo going to enjoy that shopping spree…) I’ve toyed around with various financial calculators, and until this morning I had
I find this statistic stunning: for major purchases, 80% of buyers do online research about a product. BUT 87% – THE VAST MAJORITY – STILL BUY IN-STORE. Do you people not have small children? Who has the time to buy in store? Are you not comfortable using your credit card online? Help me understand why you shop the old fashioned way. For purchases of $500 or
Typically consumers and business owners receive flyers in the mail saying that they’ve been qualified for a particular card. While the deal may sound tempting, did you know that you can shop for the ideal credit card? Different types of cards could be better suited to you, depending on what your current credit needs.
You could be in charge of a huge company’s budget, such as Peter Briger, but most people are simply trying to manage their household’s spending habits. When it comes to money management, many people are in the dark about the best way to save and spend their funds. With credit card interest rates spiking at all-time highs, it’s important to spend less than you make
My siblings and I are constantly lending each other money. These purchases vary from $2 coffees to a $200 loan for a dream vacation. Since we’re constantly sharing costs of purchases it can be a pain to always get the cash to pay each other back. Since we’re millennials and addicted to our phones our solution has been to use phone apps to pay back these