Discovered this totally amazing site that lets you calculate – down to the penny – how much money your local public library saves you every year. Awesome! I discovered it last week when I was perusing my own public library’s site, which was recently redesigned. How much do you use your library – in dollars?
I am fortunate enough that my employer offers me a 401k retirement savings plan. Last week, I was informed that my company is now offering a Roth option to our 401k retirement plan. I had no idea what that meant. So I called up my financial planner and we talked about my options. What is the difference between a 401k and a Roth 401k?
As tax day draws near, if you are like most people, you’re looking for any possible way to lower your bill and keep more money in your pocket. Because the tax code is so complex — literally thousands of pages full of thousands of rules, regulations, and procedures —many individuals just throw up their hands in frustration and take the standard deductions on the easiest
Is it just me, or is choosing a credit card harder than making the at-the-table fries or tots decision? “They’re so long and sleek! But they’re bite-sized! You must choose for me! I can’t possibly!” Almost two years ago, I decided to finally get a credit card and after much research, it came down to the Southwest Credit Card and the Capital One Venture Card.
For as long as I can remember I have been babysitting. As the oldest of four kids I began helping my parents with my brothers and sisters at a young age. What started out as a family chore turned into a paying job in high school and college when I began babysitting around my town. Usually I received around $8 an hour regardless of the
We’re debating re-joining the gym at a significant cost or working out at home with free online exercise videos. So far, I’m digging Jillian’s Michael’s 30-day Shred on YouTube and loving the zero cost. But I also miss swimming at the gym and the social aspect of working out. I need your advice – should we splurge and join the gym or workout at home
Paying off my student loans was the best thing that I did for my budget – and I owe it all to Suze Orman. Did you know that Americans have more student loan debt than credit card debt? In fact, according to Orman, we have over one trillion dollars out there in student loan debt. That’s insane! So, when Orman told me (well, not ME
I have never written about a specific credit card on BargainBabe.com until now. Most of you have enough credit cards or use debit cards, right? But this credit card from Sustain:Green is truly unusual: every dollar you spend saves a rainforest. Okay, not the entire rainforest, but a tiny part of a huge one in Brazil. I’m writing about this unusual credit card today because I believe
Last week, my dishwasher of 10 years decided that it just didn’t feel like doing its job. It was done. And after scrubbing dirty dishes in the sink by hand, I was done, too. So I went to Sears to find a new dishwasher. Aside from the sticker shock, here’s what I found. Shopping for a dishwasher? Here’s what you can expect to get and
During college I survived through my Dad’s generous Costco buys. Six girls living in one house….it’s no surprise we loved all those bulk buys and extra savings and that hasn’t changed for me! There are so many way to make your Costco membership worth it BUT there are plenty of BAD BUYS at Costco. 25 items to avoid at Costco
What do you think of words like “thrift” and “frugal”? Those words evoke thoughts of, perhaps, deprivation and poverty. Some people presume cutting down on your spending is equivalent to searching dumpsters for finding one’s meal. It is no doubt why so many of us prefer a life of overwhelming debt to a frugal one. Let me make things very clear.
When I started saving for retirement at 23 last year I thought I was ahead of the game. While I wish I had started saving even earlier, many of my friends haven’t set up a retirement fund or opened an IRA yet! My friends think exactly the way I did last year, “Why start saving now? I have so much time!” While this is true, it will cost