When you receive your first student loan bill, it’s a serious wake-up call to adulthood. You’ll likely need to rein in spending and adopt more frugal habits in order to pay off your student loan debt. Here’s how: Try the 50/30/20 budget Start your budget off with the 50/30/20 rule for your after-tax income — 50% for necessities, 30% on wants, and 20% on
The Day of the Dead, or Dia de los Muertos honors those we have lost with festivals and parties. It is a chance to celebrate the lives of the deceased who are believed to awaken from their eternal sleep to celebrate with their loved ones. How to throw a Dia de los Muertos party fun enough to wake the dead. For this post, I consulted my friend Crystal,
It can happen so easily. All it takes are some unexpected expenses and/or poor planning – too many meals out, a dental emergency, a new job that requires an upgraded wardrobe – and you find yourself with far more credit card debt than you ever imagined. Or perhaps you’re looking ahead to a life event that is going to cost more than you can save
Every autumn, I look forward to stepping into Starbuck’s for a pumpkin spice latte and a pumpkin scone. I love it when the house smells of pumpkin bread cooking in the oven. And every year, I splurge on my favorite pumpkin spiced soap. But there is such a thing as overkill. Here are some pumpkin spice scented products that have just gone too far. Pumpkin Febreze.
It’s that time of year again – when we get to humiliate… uh, dress our pets up in ridiculous… uh, adorable costumes. We’ve found some of the silliest, cleverest, most amusing Halloween costumes for your dog or cat. 6 Spooktacular Pet Costumes 1. Bear Costume. You’ve seen the viral videos, now get ready to make your own teddy bear costume for your dog or cat. We
You’ve eaten your share of healthy pumpkin foods made with this incredibly versatile vegetable (which is technically a fruit), but now it’s time for dessert. We’ve compiled a list of unusual pumpkin recipes that go beyond your typical pumpkin pie. 1. Pumpkin Cannoli. Mama Mia! Filled with a lightly spiced sweet pumpkin ricotta filling, the classic Italian dessert gets a fall-themed twist in this recipe from A Treats Affair.
I have talked about my obsession with thrifting before and some of my amazing finds. Even now that I have really slowed down my shopping habits, I still find thrifting is one of my favorite activities. Last week, I kid you not, I was breezing through a resale shop and caught a glimpse of soft comfy boots on the bottom shelf. I had to reach down to
This year my daughter informed me that she wanted to decorate her school locker – complete with a chandelier. I guess that is a thing now. She didn’t want to get too DIY – she’d rather buy than make. A little research showed that locker decorations at Claire’s Accessories run from $10.50 for 4 plastic magnets (seriously?) to magnetic wallpaper for $34.50 (I think not).
Having recently reached a milestone birthday, I found myself pondering the past. When I think about all the guys I spent so much time pining for, all the heartache, I wish I knew what I know now. When I think about the job opportunities that didn’t pan out, that I spent hours beating myself up over, I wish I could talk to my 20-something year-old
Many students in both public and private schools are required to wear school uniforms and now it’s your kid’s turn. You’ve bought your school supplies, you’ve bought your backpack, but where do you go for the best deals on uniforms? And how do you keep them looking good all year long? School uniforms: everything you need to know. PRO: You know exactly what your child is going to
In the past, I’ve posted about Dollar Tree deals, thrifted treasures and raising a family within a budget. We have built our home on these bargains and for the most part I am proud of that. However, there came a time when shopping was more than just a fun pastime for me. In my last post, I talked about how shopping became an addiction. In fact, spending,
I like to call Target “the store with the $50 cover charge.” You can walk in there intending to buy toilet paper and walk out with a new outfit, several new lipsticks, and a grill (it was on clearance!). Target’s team of marketing geniuses have figured out how to make us part with our money while at the same time making us feel like we’re
We all love a bargain. So who in their right mind would choose one of those expensive $50+ backpacks from the sporting goods store when you can get one for about $15 at stores like Walmart and Target? Who would pay that kind of cash when you can get a backpack with the latest copyrighted characters for under $10 at some of the bargain stores?
July is National Blueberry Month. What better way to celebrate than with some fun, creative recipes that go beyond the standard blueberry muffins, blueberry pie, blueberry scones, etc. Whether you pick ’em yourself or buy them fresh or frozen, blueberries are the bomb. Not only are they delicious, but they are packed with antioxidants, fiber and Vitamin C. We’ve gone ahead and hand-picked some creative blueberry recipes
Our kids have never known a life without cell phones. It seems everyone has one, and kids are getting them at younger and younger ages. While being able to keep in touch with your kids is invaluable, there are drawbacks as well. Smartphones, their monthly fees and many accessories are expensive. And by giving your child a phone, you’re not just giving them a way to