So you overestimated your medical expenses for the year and now you have FSA dollars to burn. Nearly 10 years ago I had a sizable FSA surplus and bought so much cortisone ointment that we are still making our way through it. I’m sure it expired ages ago. The good news? You didn’t need as much medical care as you expected. That’s priceless in my book. But since
Mardi Gras, or Fat Tuesday, is a time of great celebration where people throw parades and parties. Want to celebrate in style without breaking the bank? We’ve got you covered. Tips for a budget-friendly Mardi Gras party. Hit your local dollar store. At my local Dollar Tree (pictured), I found assorted Mardi Gras masks, beads, crowns, feather boas, colorful hairspray and other items for only a dollar apiece –
There are many ways to express your love this Valentine’s Day – in a fun and frugal way. With a little do-it-yourself-creativity, you can make it a special day for those you love. 6 Ways to Show Your Love This Valentine’s Day 1. Valentine’s Day Breakfast (above). Wow your love with this sweet breakfast idea by Wilton. There are so many ways you can vary this
This December, I popped into the Goodwill where I noticed a rack of ugly Christmas sweaters for sale. For $25! I thought this was outrageous for a thrift store. Who would pay $25 for a used sweater? And they weren’t even that great. As I looked around, I thought the prices seemed a bit high overall, which had me wondering: Are thrift stores overpriced? For
There is a lot of friction in the world right now, along with a lot of stress and worry. That’s why it’s important to learn to be kind to yourself in what may feel like an unkind world. Here’s how you can treat yourself better. 1. No internet an hour before bed. Social media increases stress. Instead of scanning Facebook before bed, allow yourself the time to
If you’ve resolved to master your finances in 2017, there are ways to make that process easier. Setting small, specific goals throughout the year is the most effective way to keep larger resolutions, according to the American Psychological Association. Here are smaller steps you can take to reach three popular money goals. Big goal: Improve your credit Small steps: Keep track of your credit history
A few months ago, after a regular check-up, my doctor called to tell me that I had high cholesterol, something that I know runs in my family. He immediately wanted to put me on meds, but I was hesitant, having heard about myriad side effects from cholesterol-lowering drugs. I asked my doctor if I could have 6 months to try to lower my cholesterol naturally.
When it comes to Ugly Christmas Sweaters, the tackier the better. And if you’re thinking of throwing an Ugly Christmas Sweater Party, you’ve got to go all-out gagworthy (in a good way). Here are some ways to assure your Ugly Sweater Party is delightfully hideous. Think beyond the sweater. If you’re a woman, you can add to your festive look with a skirt of bows, like
‘Tis the Season to be crafty! Especially if you’ve got bored kids on your hands and are looking for a creative way to pry them away from their computers or phones. We found DIY crafts that are fun to make, easy and best of all – cheap! Get your Christmas Crafty on! 1. Tea light snowman ornaments. My friend Dana made this with her daughter,
The other day I stopped into Z Gallerie and was immediately drawn to an absolutely gorgeous wreath. It was so elegant, so stunning, I had to have it… until I saw the price tag of $75. This led me to thinking, “I bet I could make an equally beautiful wreath for a fraction of the cost.” Make your own wreath and save some holiday cash. 1. Snowball
When you receive your first student loan bill, it’s a serious wake-up call to adulthood. You’ll likely need to rein in spending and adopt more frugal habits in order to pay off your student loan debt. Here’s how: Try the 50/30/20 budget Start your budget off with the 50/30/20 rule for your after-tax income — 50% for necessities, 30% on wants, and 20% on
The Day of the Dead, or Dia de los Muertos honors those we have lost with festivals and parties. It is a chance to celebrate the lives of the deceased who are believed to awaken from their eternal sleep to celebrate with their loved ones. How to throw a Dia de los Muertos party fun enough to wake the dead. For this post, I consulted my friend Crystal,
It can happen so easily. All it takes are some unexpected expenses and/or poor planning – too many meals out, a dental emergency, a new job that requires an upgraded wardrobe – and you find yourself with far more credit card debt than you ever imagined. Or perhaps you’re looking ahead to a life event that is going to cost more than you can save
Every autumn, I look forward to stepping into Starbuck’s for a pumpkin spice latte and a pumpkin scone. I love it when the house smells of pumpkin bread cooking in the oven. And every year, I splurge on my favorite pumpkin spiced soap. But there is such a thing as overkill. Here are some pumpkin spice scented products that have just gone too far. Pumpkin Febreze.
It’s that time of year again – when we get to humiliate… uh, dress our pets up in ridiculous… uh, adorable costumes. We’ve found some of the silliest, cleverest, most amusing Halloween costumes for your dog or cat. 6 Spooktacular Pet Costumes 1. Bear Costume. You’ve seen the viral videos, now get ready to make your own teddy bear costume for your dog or cat. We