When I started saving for retirement at 23 last year I thought I was ahead of the game. While I wish I had started saving even earlier, many of my friends haven’t set up a retirement fund or opened an IRA yet! My friends think exactly the way I did last year, “Why start saving now? I have so much time!” While this is true, it will cost
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3 Great Tips for a Marriage Proposal on a Budget
There can be no doubt about it, weddings are an incredibly expensive affair. Luckily, as we have pointed out in an earlier article, there are a number of things that you can do in order to have a great wedding on a budget. But before you even start thinking about planning a wedding, you will need to think about how you are going to pull
How My Starbucks Latte Habit Was Costing Me $2,971 a Year
I was shocked a few years ago when I added up how much it cost for my husband and I to venture out to Starbucks once, sometimes twice a day. Between the two of us, drinking the smallest size (“tall”) lattes, it was a whopping $2,971.10 a year. I started to wonder how much I’d save if I made my coffee at home. Here’s how I broke my
Get Cheap Gas With Shell Rewards Program
If you’ve ever filled up your gas tank at Shell, you’ve seen the promos for earning 3-cents off per gallon. Kind of small potatoes, right? Now there is a special promotion where you can earn up to 60-cents off per gallon for some really cheap gas. Get big discounts on gas in two easy steps
Find $1,080 In One Simple Step
Are you contributing to your 401k at work? If not, you are throwing away money – and I mean money that your employer WANTS to give you. Think of it as a yearly bonus on top of your salary that is just waiting for you. This bonus could be as much as $1,080. That’s a lot of free money! I call it your 401k bonus and
The Perfect Valentine’s Day Gift: Personalized Romance Novels
Every Valentine’s Day I tend to shy away from traditional gifts of flowers and chocolate. Instead, I look for new and unique personalized gifts. Whether that means making up a man’s bouquet, mixing up DIY bath bombs, or even just baking a new Valentine’s Day recipe it’s fun to try something different every year! What’s the must-have gift this year? A personalized romance novel! Unique Customized
How to Get a Purebred Pet Without Paying a Premium Price
Certain breeds of dogs have different personalities. Some dogs are better with kids, some make better apartment pets (like Great Danes, believe it or not!) and some are more energetic. There are people who prefer a specific breed of cat or dog that matches their lifestyle and personality, others like a certain aesthetic. If your heart is set on a purebred dog or cat, is
8 Shocking Student Loan Myths – Debunked
With seven in ten college students graduating with student debt AND the average debt load hitting $33,000 in 2014, it’s no surprise that my friends in their 20s are FREAKING OUT. I hunted down eight common myths about student loans to help you stay on top of your loans and pay them off as quickly and cheaply as possible. 8 Student Loan Myths Debunked
How to Have a Beautiful Wedding on a Budget
The average wedding costs approximately $30,000. But is it possible to have a beautiful wedding on a budget? Yes! Here’s how my friend was able to pull it off her dream wedding for $10,073 without settling for less. Here’s how one woman cut her wedding budget – and couldn’t have been happier with the results.
How To Save Money On Car Insurance
If you drive a car, and these days who doesn’t, you know one of the largest expenses associated with operating a car is the insurance. Car insurance mandatory in almost all the states, so no getting around carrying it. Gas prices are dropping and hopefully will continue to drop, but it is the monthly insurance bill that is the single largest expense. And insurance rates have
Do You Sign the Back of Your Credit Cards?
I was mailing a package at the post office yesterday when the clerk noticed I had not signed my credit card. This did not please her. “Can I see your ID?” she barked. I handed it over. “Thank you for checking my ID,” I said. “You should really sign the back of your card,” she said. Is it safer to sign your credit card? Or
Make More Money: My Surprising Side Hustle
This year I’m focused on getting rid of clutter and why not do it to make more money? Yes folks, I’m selling stuff, a LOT of stuff, on Craigslist. My goal, inspired by Budgets are Sexy, is to post one item a week, on average. I’m also posting my sales on a local Facebook group dedicated to selling and swapping (there may well be one near
14 Unusual Uses for Olive Oil
One of my New Year’s Resolutions is to start avoiding processed foods and products, like lotions and eye make-up removers. I am going back to basics and sticking with what’s simple and pure – to benefit my health and my wallet. Which is why I’ve been buying a ton of olive oil. Olive oil is great for cooking, but it has many other household uses, too.
How to Save Money on an Engagement Ring
Frugal brides know the value of a dollar. These are the brides who opt for backyard weddings and skipping a honeymoon. These brides don’t shy from hand-me-downs – everything from the dress to the wedding favors – and, they certainly don’t need the added expense of a high-priced engagement ring. On average, couples spend $4000 on engagement rings, but frugal brides know that money is
How Much of a Ripoff Is Travel Size Shampoo?
Do you buy travel sized shampoo bottles? Of course you do. We’ve all been there. Packing for a trip and realizing you have no small containers. Or arriving at your destination and realizing – crap – you forgot to pack shampoo! Or even worse, your airline tossed your luggage out of the plane! (At least, that’s the way it seems when they lose your bag.)
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