I was shocked a few years ago when I added up how much it cost for my husband and I to venture out to Starbucks once, sometimes twice a day. Between the two of us, drinking the smallest size (“tall”) lattes, it was a whopping $2,971.10 a year. I started to wonder how much I’d save if I made my coffee at home. Here’s how I broke my
Find $1,080 In One Simple Step
Are you contributing to your 401k at work? If not, you are throwing away money – and I mean money that your employer WANTS to give you. Think of it as a yearly bonus on top of your salary that is just waiting for you. This bonus could be as much as $1,080. That’s a lot of free money! I call it your 401k bonus and
How to Get a Purebred Pet Without Paying a Premium Price
Certain breeds of dogs have different personalities. Some dogs are better with kids, some make better apartment pets (like Great Danes, believe it or not!) and some are more energetic. There are people who prefer a specific breed of cat or dog that matches their lifestyle and personality, others like a certain aesthetic. If your heart is set on a purebred dog or cat, is
8 Shocking Student Loan Myths – Debunked
With seven in ten college students graduating with student debt AND the average debt load hitting $33,000 in 2014, it’s no surprise that my friends in their 20s are FREAKING OUT. I hunted down eight common myths about student loans to help you stay on top of your loans and pay them off as quickly and cheaply as possible. 8 Student Loan Myths Debunked
What Crazy White Yogis Taught Me About Money
I went to the most bizarre yoga class that taught me more about life and money than anything I can think of. I knew the class was going to be unusual from the second I walked into the studio. Everyone was dressed entirely in white – more than two dozen men and women. I could leave. But why not stay and see what happens, I thought?
How to Have a Beautiful Wedding on a Budget
The average wedding costs approximately $30,000. But is it possible to have a beautiful wedding on a budget? Yes! Here’s how my friend was able to pull it off her dream wedding for $10,073 without settling for less. Here’s how one woman cut her wedding budget – and couldn’t have been happier with the results.
How To Save Money On Car Insurance
If you drive a car, and these days who doesn’t, you know one of the largest expenses associated with operating a car is the insurance. Car insurance mandatory in almost all the states, so no getting around carrying it. Gas prices are dropping and hopefully will continue to drop, but it is the monthly insurance bill that is the single largest expense. And insurance rates have
Do You Sign the Back of Your Credit Cards?
I was mailing a package at the post office yesterday when the clerk noticed I had not signed my credit card. This did not please her. “Can I see your ID?” she barked. I handed it over. “Thank you for checking my ID,” I said. “You should really sign the back of your card,” she said. Is it safer to sign your credit card? Or
Make More Money: My Surprising Side Hustle
This year I’m focused on getting rid of clutter and why not do it to make more money? Yes folks, I’m selling stuff, a LOT of stuff, on Craigslist. My goal, inspired by Budgets are Sexy, is to post one item a week, on average. I’m also posting my sales on a local Facebook group dedicated to selling and swapping (there may well be one near
Truly Unique Business Cards – Exclusive 10% Off Coupon
This morning I handed a potential client my new business card and he said, “Ohh, look at your fancy business card.” Score. I took the opening and shared my 7-second elevator pitch. If nothing else came out of our meeting, I knew he would remember my business card. And remember me. Turns out we connected over music and SEO and will probably work together in the future. Those
6 Secrets to Keeping Your New Year’s Resolutions
Part of the reason that so many New Year’s Resolutions fail – whether they’re diet, career, or money-related – is because we often have an “all-or-nothing” mentality. Never eat sugar again, or else! The key is praising yourself for small victories and yes, allowing yourself to “cheat” once in awhile. If you want to stick to your resolutions, here are my secrets. 6 Secrets to Keeping Your New
Should We Trade in Our Old Car?
My little 2003 Mini Cooper appears to be on its last legs. It is headed to the shop for the third time in four weeks, which makes me about 80% sure that it is time for a new car. (Or at least a newish one.) My husband is also ready for new wheels. We even agree on what type of car to buy – a Mini
How We Lost Our Life Savings in a Ponzi Scheme
You always hear about elderly, vulnerable people being taken advantage of – they are preyed upon by perpetrators who walk off with their savings. But what about two intelligent, college-educated, well-informed people who did years of research on an particular investment? How could they possibly become victims of a Ponzi scheme? We lost $750,000. This is our story.
10 Most Popular Articles of 2014
Using Google Analytics, I found which articles people read the most this year on BargainBabe.com. I’m surprised a few of the articles below made the list, but I’m also puzzled by a few articles that didn’t make the list. A quick look back at the community’s most popular reads. How many of them have you read?
You Won’t Believe How Much I Spent on Christmas
I’ve been looking forward to writing this post only because that means I’m DONE with my Christmas shopping. Last year we spent $847.80 on Christmas gifts. This year, I spent a bit less. Family and friends – you know who you are – better not read this if you want to be surprised!!!! Here’s how much I spent on Christmas
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