Home ownership may sound appealing, but truth be told it’s just not right for everyone. There are many personal and financial factors that need to be considered when determining whether it’s the right decision for you. Moving into a new home can be exciting, whether you have purchased it or decided to rent, so take the time to weigh up the options carefully on both.
Why Having Good Credit Matters
Credit is a necessary tool these days, required by many consumers to be able to afford to pay for costly goods and services.Over time, lenders and businesses have become increasingly aware of just how important a person’s history is when determining whether or not to extend an account to them, how they should be repaid, or even if the potential client is worth the risk of doing business
How to Have a 5-Star Vegas Experience For Less
The glittering ‘Sin City’ is right there at the top of the tree when it comes to glitz and glamour. If you imagined that Las Vegas, with its opulent resorts and luxury attractions, could only be enjoyed by the very rich then reset your imagination and check out these money-saving tips of the trade. Have a ball in Vegas without breaking the bank.
6 money mistakes in your 30s
As a single person in my 30s, I make all of the mistakes: with dating, my career, whether to order guacamole or queso (always queso, duh), and of course, money decisions. Figuring out what to do with my money and how to set myself up for success in the future can feel daunting. Most days I feel like I have a head start, because I
13 Frugal & Thoughtful Mother’s Day Gifts!
Mother’s Day is a time to show Mom just how much you care…which is why there’s so much pressure to pick the perfect gift! If you’re still on the lookout for a Mother’s Day gift you’ll want to check our gift list that includes products under $100, under $50, and even under $20! Mother’s Day Gifts in Every Price Range
How I Paid $1,000 Under Kelley Blue Book For My New-to-Me Prius V
I bought a new-to-me car Sunday that I saved more than $1,000 dollars on, thanks to a bit of research, a car-smart friend, and a seller who may not have had other options. I decided to buy a Prius V for the superior gas mileage (42 by the book, 40-41 by user experience), safety features, and roomy interior. But price was also a major concern. TIP
Five best beauty products under $10
It’s safe to say every beauty product in my bathroom is under $10 – with the exception of my flatiron and hair dryer. I am a firm believer that you don’t have to spend a lot to get quality products – hence why I won’t step foot in a Whole Foods. Brands are catching on to this type of consumer – demanding quality at a
Free Budget Template That is Super Easy
I’m always looking for a new way to budget that is easier and simpler than the dozens of ways I’ve tried to budget. Which is why I was really excited to learn about the Super Starter Budget. It’s a FREE incredibly simple budget spreadsheet template (using Excel) that can be downloaded directly off of the Savvy Spreadsheets website. Who is Super Starter Budget for?
How Much Do College Grads Earn Right Out of College?
Since I graduated college I’ve wondered if I made a mistake in choosing my major. English and Journalism seemed like the natural choice for an avid reader and writer BUT was my education really worth the investment? Money.com’s article, “Here’s What the Average Grad Makes Right Out of College,” shares statistics that has me, and may have you, rethinking your chosen major. How Much Do
What Do You Want For Mother’s Day?
Love this new study from Ebates about what Moms DON’T want for Mother’s Day, which is Sunday May 10th this year. My best Mother’s Day yet was when my husband and two other husbands made plans for a group of us to have brunch together. They planned everything, cooked everything, and cleaned everything. It was heavenly. What Moms don’t want for Mother’s Day
Three ways to save on group gift giving
Giving money for group gift giving is something everyone has experienced at work, with your friends or family celebrations. But when does the giving become too much? My running group at its inception had four members, and we all pitched in $10-20 every few months for a birthday gift. Then we grew to about 10 and the birthday’s became more frequent, and the contributions the
My Scammed Vacation: How to Avoid Vacation Disasters
This year was my twin sister Alyssa’s last year in graduate school, so we planned what we thought we be the trip of a lifetime. Four of our closest friends, Miami beach, and six nights in a suite at the luxurious Fontainebleau Hotel. Unfortunately, our vacation dreams turned into a vacation disaster when we arrived at our hotel. Instead of a suite with the ability
Write a Blog People Will Read
Want to start a blog? Need to start one to promote your business? More than 152 million blogs already exist. How do you make yours stand out? You could just buy a domain, monetize it and start scribbling on the virtual screen. Maybe you’ll luck out and go viral. No, you won’t. To be worth following, you’ve got to be worth reading. A strong blog can add revenue
How Much Does Your Public Library Save You? Calculate It.
Discovered this totally amazing site that lets you calculate – down to the penny – how much money your local public library saves you every year. Awesome! I discovered it last week when I was perusing my own public library’s site, which was recently redesigned. How much do you use your library – in dollars?
The difference between a 401k and a Roth 401k
I am fortunate enough that my employer offers me a 401k retirement savings plan. Last week, I was informed that my company is now offering a Roth option to our 401k retirement plan. I had no idea what that meant. So I called up my financial planner and we talked about my options. What is the difference between a 401k and a Roth 401k?
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