My husband and I checked our credit card spending now that the year is nearly half over and I was shocked at what we found. We broke down our spending from January 1 – June 22, 2014 by category so we could clearly see WHERE our money is going. Our goal is to find our spending holes so we can begin plugging them. Where was our money going? NOT
Confessions of an emotional shopper
I am an emotional shopper. When I’m sad or happy, or tired or energetic, angry or bored or breathing, I shop. Some people eat their feelings – I shop them. I remember the day I found out my grandpa died, I found myself wandering around the mall aimlessly, finally buying my first designer purse. I’d never spent that much on a purse before, but it
How to successfully negotiate salary
A friend of mine has been interviewing for new jobs, and she asked for my help with negotiating salary. I’ve had a lot of jobs in my life, and I’m proud to say that I know how to interview. Like a boss. Above all else, and this goes for every part of the interview process, be confident. Confident in a brave way, not an arrogant
11 Ways to Save Money on Water This Summer
I feel like I just wrote a post about how to stay warm without heat, and here we are talking about how to save water this summer. You have to keep the grass green, the car clean and the tomato plants growing – but all of that extra water adds up. Below are easy ways to conserve water and save a few bucks – that way
5 Best and Worst Buys at Trader Joe’s
I do most of my grocery shopping at Trader Joe’s because they offer crazy low prices on everything from coffee and organic yogurt, to a large selection of meat-free entrees, and wacky tastebud tinglers like Guacamame Spicy Edamame Dip, Thai Lime and Chili Almonds, and Cookie Butter. But there are a few items I will not buy there simply because they are overpriced. So when
Fighting About Money: Is Compromise Possible?
Dan and Penny are a real couple I know. They are in their thirties with two young children, a mortgage, student loans, and car payments. One is a spender, and one is saver. The problem is neither can compromise. Dan thinks his money is his to spend once the bills are paid and he contributes a bit to his 401(k). Penny wants to be financially
Splitting the bill: Fair or Unfair?
Last week I went on vacation with two friends, and we agreed that splitting the bill for everything was the best choice for airfare, condo, rental car, food and drinks. Meals out were our individual responsibilities. I put all expenses on my credit card – I volunteered, so I could get the points – and the ladies reimbursed me for all pre-paid costs. Throughout the
11 Tricks To Make Money Fun For Kids
“Moooooooooom…can I have that?” “I WAAAAANT IT! PLEEEEEEEASE??!!” “All my friends have one; why can’t you buy me one?” Sounds familiar and annoying, doesn’t it? Your kids want something, and you want to say no. It’s not so much an issue regarding your money. It’s about teaching your kids about money: how to earn, save and spend it. You want to teach your kids about
Talking money with friends
During a recent dinner, I started to talk money with a friend. He is the bread winner, and his wife stays home with their two children. The conversation turned to salary and he disclosed how much he brings home each year – about $10,000 less than I do – and how funds are really tight. A sudden guilt washed over me and I wanted to
Six Tips to Successfully Sell Clothes on eBay
As I make the switch from my winter to spring wardrobe, I found myself with the decision to donate or sell my clothes. Over dinner with my best friend, she told me how she has made hundreds of dollars recently selling clothes on eBay. Now I’ll admit, it has been years since I’ve ventured onto the online marketplace and I remember the selling process being
A Basic Way to Budget: My ABCs Of Saving Money
A few years ago, I was “stupid” broke. I say “stupid” because the reason for my lack of funds had nothing to do with serious things, like medical bills or job loss. I was broke because of very bad decisions when it came to saving money. I was contemplating a job change, and considering committing a serious money sin: cashing out a 401(k) just to
5 Reasons to Try Mobile Banking
I have something life-changing to share with you, if you aren’t already in the know: mobile banking. We have all been able to access bank account information on the Internet for years, but now banks are offering apps for mobile devices like your phone or tablet. According to Pew Research, 61% of Internet users bank online and 35% of cell phone owners bank using their
Guess How Much Cheaper Homemade Coffee Is?
Making coffee at home is a huge money saver compared to buying it at Starbucks or another coffee shop. But JUST how much cheaper is it, really? And how much do those savings grow into if you invested it? We crunch the numbers so you don’t have to! How much cheaper is homemade coffee?
My New Samsung Galaxy S4 is Here!
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Am I a Money Hoarder?
Recently, my twin sister told me I was a money hoarder. She said this because I’ve been (trying) to save almost all of my paycheck. I rarely buy new clothes and I’d rather eat at home then go out. I’ve been living at home since I graduated college and I really want to use this time in my life when I have almost no expenses