Coupons, Freebies, and Tips to Save Money Every Day
What do you think of words like “thrift” and “frugal”? Those words evoke thoughts of, perhaps, deprivation and poverty. Some people presume cutting down on your spending is equivalent to searching dumpsters for finding one’s meal. It is no doubt why so many of us prefer a life of overwhelming debt to a frugal one. Let me make things very clear.
When I started saving for retirement at 23 last year I thought I was ahead of the game. While I wish I had started saving even earlier, many of my friends haven’t set up a retirement fund or opened an IRA yet! My friends think exactly the way I did last year, “Why start saving now? I have so much time!” While this is true, it will cost
What do you look forward to about weekends? For me it’s pancakes. Every Saturday is “pancake day” and on Sundays we use our griddle to make bacon-potato-red pepper hash. YUM! Our Presto Griddle is a workhorse. I’m buried in snow here in New England, so what better way to cheer up than share my love of pancakes. Plus, tomorrow is the start of Lent! (When folks often give
There can be no doubt about it, weddings are an incredibly expensive affair. Luckily, as we have pointed out in an earlier article, there are a number of things that you can do in order to have a great wedding on a budget. But before you even start thinking about planning a wedding, you will need to think about how you are going to pull
If you’ve ever filled up your gas tank at Shell, you’ve seen the promos for earning 3-cents off per gallon. Kind of small potatoes, right? Now there is a special promotion where you can earn up to 60-cents off per gallon for some really cheap gas. Get big discounts on gas in two easy steps
Are you contributing to your 401k at work? If not, you are throwing away money – and I mean money that your employer WANTS to give you. Think of it as a yearly bonus on top of your salary that is just waiting for you. This bonus could be as much as $1,080. That’s a lot of free money! I call it your 401k bonus and
Every Valentine’s Day I tend to shy away from traditional gifts of flowers and chocolate. Instead, I look for new and unique personalized gifts. Whether that means making up a man’s bouquet, mixing up DIY bath bombs, or even just baking a new Valentine’s Day recipe it’s fun to try something different every year! What’s the must-have gift this year? A personalized romance novel! Unique Customized
With seven in ten college students graduating with student debt AND the average debt load hitting $33,000 in 2014, it’s no surprise that my friends in their 20s are FREAKING OUT. I hunted down eight common myths about student loans to help you stay on top of your loans and pay them off as quickly and cheaply as possible. 8 Student Loan Myths Debunked
I went to the most bizarre yoga class that taught me more about life and money than anything I can think of. I knew the class was going to be unusual from the second I walked into the studio. Everyone was dressed entirely in white – more than two dozen men and women. I could leave. But why not stay and see what happens, I thought?
If you drive a car, and these days who doesn’t, you know one of the largest expenses associated with operating a car is the insurance. Car insurance mandatory in almost all the states, so no getting around carrying it. Gas prices are dropping and hopefully will continue to drop, but it is the monthly insurance bill that is the single largest expense. And insurance rates have
I was mailing a package at the post office yesterday when the clerk noticed I had not signed my credit card. This did not please her. “Can I see your ID?” she barked. I handed it over. “Thank you for checking my ID,” I said. “You should really sign the back of your card,” she said. Is it safer to sign your credit card? Or
This year I’m focused on getting rid of clutter and why not do it to make more money? Yes folks, I’m selling stuff, a LOT of stuff, on Craigslist. My goal, inspired by Budgets are Sexy, is to post one item a week, on average. I’m also posting my sales on a local Facebook group dedicated to selling and swapping (there may well be one near
This morning I handed a potential client my new business card and he said, “Ohh, look at your fancy business card.” Score. I took the opening and shared my 7-second elevator pitch. If nothing else came out of our meeting, I knew he would remember my business card. And remember me. Turns out we connected over music and SEO and will probably work together in the future. Those
Frugal brides know the value of a dollar. These are the brides who opt for backyard weddings and skipping a honeymoon. These brides don’t shy from hand-me-downs – everything from the dress to the wedding favors – and, they certainly don’t need the added expense of a high-priced engagement ring. On average, couples spend $4000 on engagement rings, but frugal brides know that money is
It’s hard to believe that Valentine’s Day is just around the corner but it is! I love celebrating Valentine’s Day every year…whether I’m dating someone or not. This holiday is about showing love to your friends and family. To do this I make homemade cards or small gifts. Here are some fun Valentine’s Day ideas for DIY gifts that your friends and family will actually
