This post is brought to you by BlackFri.com, where you can see all of the Black Friday Ads before they come out in the Thanksgiving Day paper. “8% interest is good, right?” I asked my Dad. “Well, it’s good for the bank,” he said. “Better than a higher rate though, so it could be worse.” I don’t know much about interest rates and loan payments,
Is Bankruptcy Better Than Debt?
Here’s a typical scenario for my boyfriend, who has a ton of student debt: It’s Friday night and he just got paid. Time to go to the bar and celebrate the end of a hard working week, right? Wrong. Between loans, rent, and food for the week, he’ll be barely making it until his next paycheck. Our friends don’t understand why he can never afford
What Should I Do About This College Debt?
While I’m fortunate to have zero college debt – I went to school in-state and lived at home three out of four years – my boyfriend isn’t so lucky. He now owes $153,000. YIKES! He pays $2,000.45 per month out of his $3337.46 a month salary. That’s more than half of his monthly income going to college debt! Even paying this large monthly sum, he has
The 10 ‘Never-Break’ Rules of Good Credit
I recently came across “The 10 ‘Never-Break’ Rules of Good Credit” in the Kane County Chronicle, which listed how to maintain good credit, derived from the formula that credit bureaus and lenders use to calculate your lending score. Some of the tips are not new, but I found it a great reminder worth sharing, plus some “In My Opinion” reactions. The 10 rules of good
Foreclosure and Mortgage Help – Legit and Free!
I’m always skeptical of pitches I receive about free mortgage help. There are just SO many scams out there. But this one is legit. And it is free. It’s called the Making Home Affordable Program and it’s a government program that ends soon – in December 2013. Bizarre facts about foreclosure in the U.S. 4 million homeowners are currently facing foreclosure 1 in 14 U.S.
Living With Overwhelming Debt – And Surviving
A friend of mine lives under the shadow of a huge amount of debt. Six figures, I’m talking. All from graduate school. She makes a decent living now, but her monthly payments on her multiple loans suck nearly all her paycheck. Here are 11 things she does to live with debt – and survive.
14 Ways to Get a Job Fast!
Our economy is getting better, but I’m still hearing so much about people having a hard time finding a job. Saying you are unemployed can give the impression that you are, somehow, undesirable. So I brainstormed this list of 14 ways to “take on extra work,” and quick! How do you find jobs?
Why Use A Debit Card And Not Credit Cards?
I was stunned that nine out of 10 readers who chatted with me on the BargainBabe.com Facebook page about how many credit cards they had in their wallet HAD NONE! Those nine readers only carry debit cards. Confession: I have never used a debit card, ever. I am scared of debit cards! Why do you use debit?
Friday Fun: Rapping Puppets Explain Student Loans Video
I may be a sucker for puppets that make me nostalgic for Jim Hensen’s Muppets, but I FRICKIN LOVE THIS VIDEO OF PUPPETS RAPPING ABOUT STUDENT LOANS. Watch this video. It’s a very good way to spend 2:21. Note: This video was made by LendKey, a company that represents more than 200 credit unions, so it’s no surprise that the puppets recommend credit unions so
Video Friday: How Wealth Is *really* Distributed
Not to get all political on ya, but this 6:24 video was so eye-opening that I had to share it. It looks at three things: How we think wealth in the US is distributed How we’d like wealth to be distributed How wealth is actually distributed
8 Ways to Keep Your New Year Goals
I share 8 ways to keep your financial goals this year. https://bargainbabe.com
Did you SMASH your 2013 financial goals??!
Well? Did you spend an hour on Sunday smashing one of your 2013 financial goals? (If you missed Wednesday’s post starting this kick-butt series, click the link above.) You did? Awesome! Don’t you feel amazing? I love starting a project and quickly biting off a piece of it. Can you feel the momentum carrying you to the finish?! We have already… Put our 2013 financial
Do this! Smash your 2013 financial goals!!!
We are smashing our 2013 financial goals here at BargainBabe.com with only one hour a week. https://bargainbabe.com
Do this! Start a 529 plan
Here’s how to open a 529 plan and how to determine how much to save for college in your 529 plan. http://www.bargainbabe.com
Video: Myths about debt settlement
Bargain Babe debunks some of the pitches you hear from debt settlement companies in this 90 second video. http://www.bargainbabe.com