I am lucky enough to have no college debt or debt in general. This is largely in part to my decision go to state school and the help of my father. While my Dad did pay for my college (Thanks Dad!) he also taught me about the importance of savings, investments, and living within your means. Recently, I wrote an article about whether you should lend your parents money. Many of you said yes. I’m wondering, do you feel the same way about helping children?
Would you help your child with debt?
I have a friend who doesn’t earn much money at his job. I know this because he’s fairly open about his expenses, and of course I love to talk about money too, so from time to time we’ve talked about how we manage our money, what our big expenses are, and what we’re cutting out of our budget. We’re both pretty frugal and that’s part of the reason why we get along so well. My friend will often bow out of expensive get togethers with our group of friends without making a big deal of it, but I suspect the reason is often money.
Should I pay for my poor friend?
As first time homeowners who purchased a recently flipped house, I knew that our property tax would go up someday. But I didn’t expect that less than a year into our home we’d get a postcard stating our assessed value for 2015 was going up 75%! The most confusing part is that the county valued our home nearly $55,000 higher than the price we had just paid for it (and that it had been appraised for) several months before. A quick math check showed me that based on local tax rates, even if we were able to appeal the assessment down to the price we paid, we will save about $600 a year in property taxes.
Though home values and county tax rates vary wildly, if you’ve recently had your home assessed for a value that seems too high, you may be able to save hundreds or thousands by appealing your property tax assessment.
A general guide to appeal property taxes:
I recently came into a chunk of change, and wanted to do something smart and adult, like invest it or put it into a money market or brokerage account. But until about 3 weeks ago, I had no idea what any of those things meant. So through a family referral, I met with a financial advisor. I literally walked in with my laptop, sat down and said, “I have a lot of things and need you to tell me what they are and what to do with them. I have company stock, old and current 401(k)s, bonds and some cash. Help my pitiful self.” And he did.
The three bucket system I learned from my financial advisor:
Completely redecorating the living room can be a budget-busting expense but there are ways to undertake a makeover without breaking the bank.
One of the major plus points when updating a living room is that your creativity is more important than the budget. Your living room should reflect your taste, exude comfort but above all, it should be someplace you enjoy spending time in. From moving around sofas to finding new wall colours, consider these tips and upgrade your living room without spending a fortune.
4 tips to upgrade your living room on a budget.
If you’re looking to save on every day items the dollar store is a great place to start but…they don’t always have the best deals. When comparing sizes and quality of products there are times where your dollar can go further elsewhere. Here’s our list of items to avoid at the dollar store.
10 Items Not to Buy at the Dollar Store
Or, go here to see our list of 67 things you SHOULD buy at the dollar store.
Carrying credit card debt is a real drag. When you’ve got high-interest bills hanging over your head, saving toward long-term goals, such as buying a home or starting a family, becomes much more difficult. Rather than bide your time by paying the minimum each month…
Commit to knocking down your debt with these 6 simple tips.
Eat your veggies, they say. And we know we should but it’s not always easy. Vegetables can be a little, well, dull when you’re not a top chef with a mega budget and a creative bent. If you’re cooking for kids you can add another layer of difficulty when they invariably turn up their noses – possibly while saying “What is THIS? I can’t eat this!” Plus if you’re anything like most people you’re going to lose it if you see even one more recipe for kale chips that are supposedly just as tasty as potato chips.
Because we all know greens and their more colorful cousins are good for us , we might as well make friends. One of the best ways to do that is to take veggies and turn them into something almost everyone already likes. Namely, desserts.
First, though, let’s talk a little bit about bargains. On top of being totally trendy, the must-have backyard garden is also seriously budget-friendly. Most vegetables ripen in the summertime – hello mass quantities of zucchini – so you’re set for summer veg all season long without ever setting foot in the supermarket. Or if you do go the supermarket route you’re not going to be spending a lot on beets, spinach, tomatoes, summer squash, cucumbers, corn and of course, zucchini thanks to seasonal deals.
Five summer veggie desserts you have to try
Recently, a friend told me that I could tame my 12 year-old son’s unruly locks by rubbing a little coconut oil into his hair. Considering the price of many hair creams, I figured it would be worth a try. I researched coconut oil online and discovered that it is being hailed as the new miracle cure for just about everything. There are articles suggesting that it can reverse Alzheimer’s, and cure HIV, athlete’s foot, cellulite, yeast infections and bad breath in dogs (not that any of these claims are substantiated). A fire crew even used it to release a trapped dog’s head from a metal gate.
I put coconut oil to the test – and what I found surprised me.
If you have kids, summer means one thing – activities to keep everyone from driving everyone else insane. The zoo, water park, pool, museum, baseball games, library, fill in the blank. And with these day trips come expensive concession stands or trips to the drive through. Instead of buying snacks at overpriced food stands, throw a few inexpensive snack options in your bag, and use the extra money to take the rugrats to a movie – they’re entertained and you can take a much-needed nap!
On-the-go snacks for kids under $2
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