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hidden perks

4 Hidden Perks of Your Credit Cards

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When used responsibly, credit cards can make life easier. They can help you finance large purchases, earn rewards and build credit history. But that’s not all. Many cards offer additional benefits that could save you thousands of dollars. But because these benefits are rarely well-publicized, you may not even know they exist. Here are four common perks you might not know about:

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Spring Couch

Makeover Your Sofa for Spring (on a Budget)

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When my husband and I first moved into our little starter home, I never dreamed we would be living here twelve years later with three children and a beagle. In the busy everyday of raising children and homeschooling, we have outgrown the space and haven’t really had the resources to update as I would prefer. In the Spring, I always feel an extra longing to renovate, but the budget just doesn’t allow for a total makeover.

Brightening Up a Room with a Budget Sofa Makeover

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reduce your electric bill

7 Smart Ways to Reduce your Electric Bill

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In the oppressive heat of summer, you are likely thinking more about relief than saving money on utilities. But that relief turns to regret when you get your electric bill. The winters are no different as you obviously are going to turn on that heater before you let yourself freeze. Thus, it seems there’s no escaping the high cost of electricity.

Easy Ways to Reduce Your Electric Bill

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heat your pool

How Do You Heat Your Pool for Cheap? Readers Weigh In with Advice.

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A reader named Estela wrote in with a spending conundrum that I have no idea how to answer.

“I was wondering, do you have anything regarding how to frugally heat up your pool? We don’t want to use our heater & we just don’t know if there are any other options out there other than the $20 solar rings. You need about 8-10 to cover a small-med sized pool. I look forward to reading about this in your site. Thanks!”

If Estela bought 10 $20 heating rings she would spend $200. Do you have any cheaper solutions? How about throwing sun-heated rocks into the pool? Or covering it with sheets of black plastic, which absorb a lot of sunlight (similar to how solar showers work)? Funneling the hot air from your dryer into the pool?

Here is what readers suggest:

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frugal cooking blogs

10 Frugal Cooking Blogs That Will Keep Your Grocery Bill Under Control

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Mediterranean Farro Salad from Budget Bytes.

In my ideal world I would buy groceries without any regard for price. I would buy only the highest quality products and I would happily pay for exotic (read: expensive) ingredients. In reality, I’m a lot more careful. A grocery budget can quickly spin out of control, and while coupons and sales are great ways to save money, it also pays to focus on recipes that are inherently frugal. But that doesn’t mean a life of rice and beans. Thanks to some savvy bloggers, you can eat like a foodie on the cheap.

10 Frugal Cooking Blogs to Keep You on Budget

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Inventor Joy Mangano

Make Money Off Your Inventions – These People Did!

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Inventor Joy Mangano

Jennifer Lawrence recently played Joy Mangano in the movie ‘Joy.” You may know some of Joy’s inventions like the Miracle Mop and Huggable Hangers. Her story is inspiring because she was a divorced mother raising three children while working a variety of jobs when she came up with the idea for a better mop, simply to make her own life easier. Now she has a estimated net worth of $50 Million.

Is inventing your thing?

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Set Yourself Free: 4 Ways to Solve Your Debt Problem

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Debt puts a strain on your finances and can cut a big chunk out of your monthly budget. Being under the pressures of debt can, at best, put your financial goals behind schedule and, at worst, cripple your ability to provide for yourself. The problem of debt is fairly ubiquitous in this country, with the total combined credit card debt rising to around $900 billion. However, though it may seem impossible to overcome, debt doesn’t have to be an everlasting problem. There are several tactics you can use to eliminate debt.

The Budgeting Method

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Keeping Your Child’s Room Organized and Tidy

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Getting your child to keep their room clean may be an ongoing battle for parents. However, if you’re tired of the endless nagging and want them to adopt cleaner patterns, there are ways that you can make cleaning their room easier and fun.

See Things From a Child’s Perspective

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spring cleaning

A Little Spring Cleaning, A Whole New You!

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I have always found spring cleaning kind of therapeutic, because it allows me to get everything situated, organized, clean, and I can really take stock of things. A friend of mine, however, just finished her spring cleaning process last week and the effect that it had was a lot more impressive than just getting her place clean and orderly. Whether you are trying to make your new rental feel like home, or you are trying to spruce up your old and faithful abode, there is sometimes nothing more beneficial or productive than a good spring cleaning.

Making Space and Living in the Moment

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dollar tree deals for american girl

Dollar Tree Deals for American Girl Dolls

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If you know a girl from the ages of 4-14 (and even older), chances are you know someone who loves American Girl dolls. From the moment I first laid eyes on an American Girl catalog in the 1980s, I have been captivated by the stories and historical accessories that set AG apart from other dolls. Now that my twin girls are nine, I love sharing the stories and doll fun with them. It’s one of our favorite hobbies to enjoy together. Although most fans feel American Girl products are worth the cost, they aren’t exactly budget friendly.

Dollar Tree to the Rescue!

 

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improve your eating habits

Cooking for a Healthier You: Strategies to Improve Your Eating Habits

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It’s widely believed that cooking at home is more healthful than eating out at restaurants. However, home cooks can also contribute to unhealthful eating habits by adding a lot of salt and chemically altered fats to their food. Here are some steps you can take to cook more healthfully every day without sacrificing taste. You may never set foot in a high-calorie restaurant ever again.

Follow the Dinner Plate Rule

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