I first met Dina Kimmel at a yard sale she was having. She had recently bought a nearby kids’ gym and was selling their old equipment to make way for the new. It would be a brand-new business venture for her and her enthusiasm was contagious. It was to be a different kind of kids’ gym – a sensory gym with high-end therapy equipment that would
A powerful tip to help negotiate a raise
Earlier this summer, I talked about how to successfully negotiate salary. And while my post focused on negotiating during the hiring process, the thought has come up again because it’s Annual Review time at my job. I have worked very hard over the past year, adding value to the company and even implementing new ways to generate revenue. Now there is no guarantee that I will even be awarded
My Friend is Poor. Should I Pay for Him?
I have a friend who doesn’t earn much money at his job. I know this because he’s fairly open about his expenses, and of course I love to talk about money too, so from time to time we’ve talked about how we manage our money, what our big expenses are, and what we’re cutting out of our budget. We’re both pretty frugal and that’s part
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Three Bucket System I Learned from My Financial Advisor
I recently came into a chunk of change, and wanted to do something smart and adult, like invest it or put it into a money market or brokerage account. But until about 3 weeks ago, I had no idea what any of those things meant. So through a family referral, I met with a financial advisor. I literally walked in with my laptop, sat down
10 Items That Are More Expensive at the Dollar Store
If you’re looking to save on every day items the dollar store is a great place to start but…they don’t always have the best deals. When comparing sizes and quality of products there are times where your dollar can go further elsewhere. Here’s our list of items to avoid at the dollar store. 10 Items Not to Buy at the Dollar Store Or, go here
6 Tips to Lower and Eliminate Your Personal and Credit Card Debts
Carrying credit card debt is a real drag. When you’ve got high-interest bills hanging over your head, saving toward long-term goals, such as buying a home or starting a family, becomes much more difficult. Rather than bide your time by paying the minimum each month… Commit to knocking down your debt with these 6 simple tips.
10 Cheapest US Cities to Live In
When I moved from Los Angles, to Kansas City, I couldn’t believe how cheap the cost of living was! Beers were $2.50, not $8, movies were less than $10 and I could home prices were two thirds lower! It’s amazing to me how cities, thousands of miles away or hundreds, can have such differences in costs. Kiplinger’s came out with this year’s list of the
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My Credit Card Spending Is Out of Control!
My husband and I checked our credit card spending now that the year is nearly half over and I was shocked at what we found. We broke down our spending from January 1 – June 22, 2014 by category so we could clearly see WHERE our money is going. Our goal is to find our spending holes so we can begin plugging them. Where was our money going? NOT
Confessions of an emotional shopper
I am an emotional shopper. When I’m sad or happy, or tired or energetic, angry or bored or breathing, I shop. Some people eat their feelings – I shop them. I remember the day I found out my grandpa died, I found myself wandering around the mall aimlessly, finally buying my first designer purse. I’d never spent that much on a purse before, but it
Pay Raise In Your Pocket! 7 Smart Steps to Take Now
A recent pay raise has my friend Sandy and her husband Dave at odds with each other. She wants to split the extra money between savings and paying off debt. Dave feels that they’ll end up spending the money anyway, knowing they have it available. Their debt consists of a mortgage and monthly credit card usage; the credit cards get paid every month in full.
Why Do Young People Get Into Credit Card Debt?
Just as with drugs, the pleasures of credit are flaunted while the dangers of debt are downplayed or ignored. Imagine if a drug dealer set up a table in your local grocery store or at the farmer’s market. Get the picture of the drug dealer giving away free t-shirts or coffee mugs if you try out their product. Would you blithely send your teen over
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