debit card 300x225 The dos and donts of debit cards

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This is a post by BargainBabe.com writer Yazmin Cruz.

The April 2012 issue of ShopSmart, published by Consumer Reports, points out five scenarios that can get consumers in trouble when using their debit card. The story made me realize I’ve become careless. I summarize the dos and don’ts of staying safe when you use a debit card below. How do you keep safe when using your debit card?

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laptop 300x199 Tips to make the most out of Cyber Monday

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This is a post by BargainBabe.com writer Yazmin Cruz.

I have never been one of those persons who wakes up at the crack of dawn to hit the malls on Black Friday. Every year, my aversion to large crowds trumps my need to save money. I can’t bear standing in line for hours just to save a few bucks. So what’s a frugal hermit like me do to – score on Cyber Monday.

No elbow-jabbing, or push-and-shove drama like on Black Friday. On Cyber Monday, I shop in my jammies from the comfort of my home. Here are my best four tips to help you score big and have a pleasant experience. (more…)

Hand grabbing money prohibited sign CC neubie 300x285 Cyber Monday guide to safe online shoppingI plan to do a lot of my holiday shopping online to avoid the dual duty of driving to the mall and then packing everything off to the post office. With a few clicks, my gifts will be headed straight for my friends and family.

If you shop online, here are 12 questions to ask to determine if your credit card info safe and to ensure a site is legit.

1. Is the site a trusted retailer?

2. Have you or a close friend shopped there before with good results?

3. Is the retailer registered with the Better Business Bureau? Are there unresolved complaints? How were previous complaints handled? (more…)

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