
Are you the winner?
I’m really excited for the winner of this giveaway! The winner is taking home a copy of You Need A Budget’s budgeting software, an hour of one-on-one coaching, the YNAB book, and audio book. This prize pack is sure to help you tame your finances – now that’s a great way to start the new year! Find out if you’re the lucky winner below.
YNAB teaches you how to get out of debt, save money, and stop living paycheck to paycheck. It can easily be downloaded to your computer – it runs on Mac, Windows, and Linux! Unlike other financial software, there are no forced upgrades or annual fees.
The winner is…

Time is almost out to win $175 budgeting software!
Today is your last chance to win a budgeting software package worth $175!!! One lucky winner will get a copy of You Need A Budget software, an hour of one-on-one coaching, the YNAB book, and their audio book!
So far only 55 readers have entered. Make this a Christmas present to yourself by entering no later than today, Dec. 19 at 11:59 p.m. EST.
One lucky reader will win a copy of You Need A Budget software, an hour of one-on-one coaching, the YNAB book, and their audio book! This prize package is worth $175!
So far only 17 readers – gasp – have entered. This contest is for the taking! Enter by Monday, Dec. 19 at 11:59 p.m. EST.
YNAB will teach you how to get out of debt, save money, and stop living paycheck to paycheck. The personal finance software runs on Mac, Windows, and Linux so it’s easy to install and use. You can budget using the envelope system or download the companion iPhone and Android app.
The best part is no forced upgrades or annual fees. Plus, YNAB offers totally free, education webinars almost every day.
To win the YouNeedABudget prize pack on BargainBabe.com:
We have partnered with YouNeedABudget.com to give you a chance to start the new year on the right foot by taking control of your finances. One lucky reader will win a copy of YNAB’s budgeting software, an hour of one-on-one coaching, the YNAB book, and audio book! Find out how to win the $175 prize pack below.
You Need A Budget will teach you how to get out of debt, save money, and stop living paycheck to paycheck. The personal finance software runs on Mac, Windows, and Linux. It is so easy to install and use! You can budget your money as if you where using the envelope system which is great because this actually helps you stay on budget. For those on the go, you can also download the companion iPhone and Android app. The best part about the desktop budgeting system is that there is no forced upgrades or annual fees. YNAB also offers free, education webinars on an almost daily basis.
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Don’t forget to tell us why you need to win the budgeting software and one-on-one coaching. Make sure to leave a comment for each entry so we know how many times you’ve entered! Can’t wait to get your hands on the You Need A Budget software? For a limited time, You Need A Budget is offering a 20% discount to Bargain Babe readers who buy the software.
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One-day swag giveaway!!!
I just returned from the inaugural Financial Blogger Conference in Chicago this past weekend with a bag of swag that I’m giving away today on BargainBabe.com! The prize includes:
- White FNBO Direct T-shirt, size L
- Book of New Yorker cartoons all relating to money, from CreditCards.com (suuuuuper funny)
- Two orange reusable bags from ING Direct
- Personal Finance Calculator for Dummies, with buttons to calculate savings for college, retirement, and more
- Mousepad from Kapital
- Green slap wrist toy from Go Banking Rates
- A copy of “The Millionaire Fastlane,” by MJ DeMarco
- Metal beer opener from CreditCards.com
The conference was a blast of networking, eye-opening talks, and I’m so glad I attended. (Even though I came home with a cold). Got lots to do on my to-do list.
To win my conference swag, join our daily or weekly deals email and comment with why you want to win. One winner will be selected randomly and announced tomorrow, Oct. 6, 2011.
This is a post by BargainBabe.com writer Yazmin Cruz.
I asked you to share what wealth meant to you for a chance to win “The Wealth Cure: Putting Money in its Place” by New York Times best selling author and CSI: NY actor Hill Harper and the vast majority of readers agreed that wealth is not about living an opulent life. It’s about the richness you find in your faith, family and friends.
With this in mind, Harper wrote his non-traditional finance book that teaches readers how to take control of their money. After reading all your comments, I declared reader
This is a post by BargainBabe.com writer Yazmin Cruz.
New York Times best selling author and CSI: NY actor Hill Harper shares personal anecdotes in his latest book on the real meaning of being wealthy. “The Wealth Cure: Putting Money in its Place,” is not a traditional financial literacy book, but it will help you control your finances.
Harper guides his readers to reevaluate their take on money. Coming from a family full of doctors and having been diagnosed with cancer, Harper writes about money as if it were someone’s health in need of treatment plan:
Our society is addicted to debt, and, exacerbating that problem, we live in a culture that associates material objects — “bling” — with success. Those two factors have led us to overvalue money. So much so that in many ways we “chase paper” just as intently as
By Bobbi Burger Brunoehler of Bobbisbargains.
I spend a minimum of 30 minutes a week on my finances. Mine are more complex than a single person or two working adults with no children, so you may spend less. What do I do during this time?
- Pay all my bills. I pay on time and so I save on late fees and keep my great credit score. If I can’t pay the bill yet because I am missing the funds, I write on the envelope the amount that is due and the due date. I make sure the bill won’t be late if I

Book winner announced below!
I wish I had 10 copies of “First Comes Love, Then Comes Money: A Couple’s Guide to Financial Communication” to give out! Reading your comments, I’m reminded just how hard it is to talk about money and find a system that works for both people in a relationship. I’m also grateful that my husband is open and willing to talk about money. We don’t agree on everything, but being able to talk about money without anyone taking it personally is a gift.
And the winner and runners up are…

Win this book by commenting!
Don’t forget to comment on my original contest post for a chance to win my review copy of “First Comes Love, Then Comes Money: A Couple’s Guide to Financial Communication.” So far 12 people have entered by commenting, so you chances of winning are good!
I read more of the book last night and it is a quick read! Tonight I’m going to take the Financial Personality quiz, though I suspect I’m primarily a Security Seeker and secondarily a Saver. There are five financial personalities that exist, according to the authors.
To win my review copy, comment below on why you need this book. Comment by Aug. 16 at 11:59 p.m. to win! If you can’t wait, buy a copy from Amazon for $6 (orig. $15).
Discovering secret credit cards, unpaid bills, and debt is a blow many couples cannot survive. In fact, money is the number one cause of breakups, says the married authors of “First Comes Love, Then Comes Money: A Couple’s Guide to Financial Communication.” Comment below to win my review copy.
Unlike most personal finance books, this one is not going to teach you to balance your budget or live debt free:
Why? Because without healthy financial communication, without a commitment to putting an end to financial infidelity, none of that stuff works. After more than thirty-five years of combined experience as financial advisers, we’ve learned that if you don’t know how to talk about money with your partner, if you don’t know how to keep financial infidelity from destroying your relationship, budgets and plans and payments won’t mean squat.
By Bobbi Burger Brunoehler of BobbisBargains.
We all make good and bad financial decisions. Overall, I am pretty happy with mine. They have allowed me to live the kind of life that is important to me. I get to be an at-home mom and have been there to raise my kids. The trade off? Used cars and no fancy address.
Looking back at my choices, my worst financial decisions have been:
- Not buying a house 30 years ago. I knew that I would be moving a lot, so I didn’t want to buy a house. But in fact, I always stayed longer in each place than I meant to and with the rising housing market all those years, I would have made a lot of money on each turn over and I’d own my house now.
- Not putting money into
Comment on the post in this link for a chance to win Yazmin’s review copy of “Living Large in Lean Times,” by radio show host Clark Howard. Just share how you are living large during lean times by Friday, Aug. 5, 2011 at 5 p.m. PST.
So far there are only 30 entries so the odds are good! Winner announced Monday.

Tom Purves / Flickr
This is a post by BargainBabe.com writer Yazmin Cruz.
Your smart phone is about to get smarter as mobile payment apps replace swiping plastic, by enabling you to tap your phone and exchange your credit card information via a radio frequency field. But just how safe is this?
I first learned about mobile payment apps in a college personal finance class. My professor warned us to be careful about using these apps until laws catch up with technology. Let me explain.
Once upon a time

MaryLane / Flickr
I share five must read blog posts about saving money every Friday.
Tired of receiving tons of emails from daily coupon sites? It would be nice if there were a daily coupon aggregating site. There is. (Daily Dibs)
Save money on food by cooking ahead these 10 things on your day off from work. (Wisebread)
Do you fib about your finances? Find out how financial infidelity is taking a toll on marriages and how you can spot telltale signs of the financially unfaithful. (CNN Money)
If you like Groupon and Living Social, check out The Dealmap. (The Dealmap)
Unemployment has Americans spending more time sleeping, watching TV, and brewing beer. What are you spending your time on? (Time Moneyland)
Bonus: Rudy Park, the comic strip, occasionally features Rudy’s tightwad boss. Reader Diane said this strip from June 17 reminded her of a male Bargain Babe!






