For those of you in the market for a property, whether it’s your first home or a property you plan on add to your growing investment property portfolio, there are a few tips to follow to save money.
- Get the property valued – If you’re serious about a property, it pays to have it independently valued and assessed. This will give you an idea of whether the property is reasonably priced and whether renovations need to be made.
- View the property on multiple occasions – Make sure you view the property on multiple occasions so you’ll have a greater understanding of the property and its surroundings, such as noise from street traffic and overhead aircraft, the volume of traffic at varying times of the day, availability of street parking and how much natural light is in the home.
- Double check the brochure info – Even if it seems right, double check what the real estate brochure states. They are after all, trying to sell you a property. Check for yourself how long it takes to walk to the train station and how far it is to local shops.
- Grants and concessions – In most countries, there are a number of grants and concessions available to different groups funded by individual states or counties, so look into whether there is a grant that applies to you.
- Home loan comparison charts – With so many banks and lenders offering different mortgages, take advantage of home loan comparison charts and home loan health checkers to see whether there are any other home loans better suited to you. It also makes sense to explore whether the option to refinance is a possibility for you.
If you’re in the market for a new property, take note of these few simple tips so you can stay ahead of the game and save money on your mortgage.
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Readers responded to my post on how I saved $3,100 using tips I received from BargainBabe.com readers with requests for help. Please leave a comment if you have ideas for them.
Cindy in San Jose wrote:
I am looking for someone to repair my dryer. Thank you, Cindy
Yazmin in Los Angeles wrote:
Hi, I am purchasing a foreclosure home in Los Angeles. We hired an inspector and told us that whole house needs to be rewired. Our agent recommended her electrician (licensed). He went to see the house and he estimated (just labor) $1900 and we can buy material estimated $850. I am trying to stick with a licensed person. We did not expect this expense when we considered purchasing the house. We still need to buy paint and carpet/tile. I need you help please!! Yazmin
Lisa in Studio City/Sherman Oaks wrote:
Hi Julia- In reference to your article today about the Mini repairs, I’m looking for a reliable alternative to the dealer for my ’05 Honda Pilot with 66,000 miles. Needs service YESTERDAY (that crazy “maintence required” light keeps coming on!!), so any help would be appreciated
thanks, Lisa
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