baby nursery 225x300 How Ive saved money getting ready for baby

A baby nursery for less than $260!

Remember my post from October about looking for a pregnant Halloween costume? Well, the time has *almost* come. Here are nine ways I’ve saved money in preparation for parenthood.

  • We compared the prices of popular baby gear on Amazon, Babies R Us, and Target to make sure we got the best deal on a car seat and other items we wanted to buy new. You’d be surprised which retailer was the cheapest!
  • I stalked craigslist, Freecycle, and my local Mommy & Me consignment store to furnish our nursery, pictured above, for less than $260. I can’t believe how much used baby stuff is free or extremely cheap. Here are more places to look to avoid paying retail for baby clothesand gear. (more…)

books College money wasters to avoid

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This is a post by BargainBabe.com writer Yazmin Cruz.

I’m shining the spotlight on eight college expenses that are a big waste of money – and not necessary. Don’t forget to check out our weekly back to school deals to save money on school supplies and other back to college money savers.

  1. Printer - Most universities offer computer labs where your student can print their ten-page papers for free. All s/he needs is a flash drive to save the doc and transport it to the lab. Emailing (more…)

budget card.thumbnail Surviving on one salaryI have been blogging about saving money for almost two years, but now that I am self-employed (read: earning almost nothing), my attitude towards cutting expenses has taken a very real turn. My advice had better work, or else!

I re-did our monthly budget to see how everything would work relying solely on Hubby’s salary. But instead of tracking down every single penny, I stripped down our expenses and savings to the bare minimum. What is left is our discretionary income.

Here is what my monthly formula looks like:

Income minus savings minus necessities minus irregular expenses = discretionary spending.

Income: $XXXX

Savings: $833

Necessities: rent, gas, electricity, Internet service, cell phone service, gasoline (Hubby and I each get one full tank a month seeing how I work from home and he commutes on his bike), doctor visits, medicine, gifts and my newspaper subscription to the Sunday NY Times (which is on the chopping block)

Irregular expenses: car insurance, car registration, car repairs, dental visits, Christmas presents, magazine subscriptions, charitable donations… (more…)

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