Winner announced below!
I asked you to share the last time you had checked your credit report for a chance to win “The Complete Credit Repair Kit” by Brette McWhorter Sember. The responses left on my book review varied tremendously. Before announcing the winner, I want to thank everyone who participated!
It’s been awhile since I made a video, and I’m super excited to come back with ones that involves my preggo belly and a blowtorch. My job rocks!
That’s quite a scowl!
Freeze your credit beyond ice! Credit: paalia/Flickr
The best way to prevent identity theft is to freeze your credit, a little known and little used tactic. The second is to chose a harder password (more on that below). I learned both these tips last week during a savvy-shopping summit hosted by ShopSmart magazine, which is published by Consumer Reports.
New York Times’ Ron Lieber, who writes the Your Money column, shared the first nugget. The good thing about freezing your credit, which is NOT the same as literally freezing your credit card in a block of water, is that no company can open an account in your name this way. (The exception is any company you already have an account with.) So if a criminal, or your next door neighbor, is trying to open an account in your name, no dice. A bank, mortgage lender, or other company won’t be able to
