reusable water bottle 12 ways to saving money this summer

JD'na / Flickr

This is a post by BargainBabe.com writer Yazmin Cruz.

A recent MoneyTalk News article shared results of a Harris poll that found 12 ways Americans are saving money this summer. Below are the 12 most popular cost-cutting methods with my tips on each.

1. Buy more generic brands – Don’t play favorites when it comes time to shopping. If you have ethnic grocery stores in your area, check them out. Just last week, I wanted avocados and found a bag of 4 for $3.99 at Trader Joe’s. I passed and headed to an ethnic store and found them for $0.33 each. To save more money don’t forget to check back every Wednesday when we share grocery coupons for different stores.

2. Brown bag lunch instead of buying it – I’ve compared the different options for midday meals and brown bagging it is definitely a winner. To save money on lunch, plan ahead. Make a big batch of beans during the weekend and during the week toss it in to a salad. Cut fruit ahead of time and keep it in the fridge. Add some lemon, salt, and a pinch of cayenne for a quick and easy snack. (more…)

lunch 225x300 Restaurant options to save you money on lunch

McPrior / Flickr

This is a post by BargainBabe.com writer Yazmin Cruz.

You’re in the office and your tummy starts grumbling. You have many options for lunch but which one is best for your wallet? Options include eating out, brown bagging and re-heating a frozen entree.

Eating Out

Pros: This option is convenient and depending on where you work, you have an array of foods at your fingertips. There is no need to pack a lunch the night before or wake up extra early to prepare something.  Eating out with coworkers can be a bonding experience and if you can chose the eatery, you can make sure you have an Entertainment Book coupon Restaurant options to save you money on lunch. Cons: This can quickly become an expensive habit if you don’t find deals for eating out. If you stick to dollar menus to minimize the cost, your waistline and health may take a toll. Cost: $10 per meal x 5 days a week = $50 per week

Brown Bagging

Pros: Keep an eye on your wallet and your waistline with this option. Brown Bagging can be more environmental if you use a reusable lunch bag, bring utensils from home instead of using disposables and pack a reusable water bottle. Being your own chef allows creative meal planning, especially if you use a multi-compartment easy lunch box. Re-heat dinner leftovers for a tasty meal. You can eat quickly at your desk or find a nearby park. Brown Bagging is nearly as fun as eating out with a favorite co-worker. Cons: It gets boring fast if you stick to the same meals and requires advance planning. Cost: $2.60 for a sandwich + .40 for baby carrots or fruit slices = $3 x 5 days a week = $15

Frozen Entrees

Pros: Prepackaged foods are very convenient and easy to grab on your way out the door in the morning when you’re in a hurry. You can stock up when they go on sale and keep them for weeks in the freezer. You can eat quickly at your desk. TV dinners used to have a bad rap for being unhealthy but there are now healthy options. Cons: Many TV dinner are loaded with salt and lack fiber and vitamins, taking a toll on your health over time. Portions are often so small you head to the candy machine for an afternoon snack. Cost: The entrees cost around $5 and sometimes cheaper when you can find coupons.  $5 x 5 days a week = $25

Eating out costs significantly more than brown bagging or relying on frozen meals,  but also takes a lot more time. What’s your frugal lunchtime option?

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