There is a lot to do at night in Santa Barbara without spending too much, though it requires some self-restraint not too ring up a big tab if you go to a bar. Get a list of cheap spots at http://www.bargainbabe.com
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Financial dilemma: consolidating loans
How does one consolidate loans when lending is as tight as can be? Get the answer at http://www.bargainbabe.com
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Job loss survival kit
It has gotten to the point where we all know someone who has been laid off. Which makes it hard not to think about getting laid off ourselves. Transfer all that job-stress into concrete plans for coping if you do get the ax. For a job loss survival kit visit http://www.bargainbabe.com
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Cut your cell, credit card, medical and insurance bills
Tips for cutting your cell, credit card, medical and insurance bills are at http://www.bargainababe.com
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Are you looking for a speaker?
If you are looking for a speaker for an upcoming meeting, consider hiring me. I’m cheap! And I tailor my talks to the specific interests of your group. I can talk about reducing your grocery bill, eating out cheaply, creating a livable monthly budget, getting travel discounts, money-saving Web sites, and more. http://www.bargainbabe.com
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How to divide a couple’s income
I have never made anywhere close to what Hubby makes. Partly because I chose a profession – journalism – that is low-paying and partly because he has been working up the career ladder seven years longer than me. But we have always pooled our income and had equal rights to spending the total. Now that I am making next to nothing as a blogger and
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What to cut immediately if you lose your job
Losing your job is very scary, no doubt about it. Here are expenses you can cut immediately to make living on your savings (or one paycheck) a little easier. Cable TV, car insurance mileage (they may be able to lower your rate if you are driving less), clothes, day care, gardener, gym membership (ask if you can suspend it), home improvement projects, iTunes downloads, maid,
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Financial dilemma: lowering assessed home value
Name: Tom Location: Van Nuys, CA Problem: “I was a Care giver for my aunt (live-in) since 1991 also for my dad (her brother),” Tom writes. “I gave up all outside interests to make them a priority. They both passed and I inherited the house. Because I wasn’t a son or grandson, the taxes went from $600 year to $7,200. ” Now Tom can’t pay
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Money causes more fights than chores, relatives and sex
The recession is bad for your wallet, and it ain’t helping relationships either, a PayPal survey released today found. The recession has caused 43 percent of couples to argue more, partly because of shifting power dynamics. One in ten couples says the role of breadwinner has changed in the past six months because of job loss or salary cuts. Sources of other fights are household
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Financial dilemma: name your mortgage terms
Name: Rick Location: Calabasas Hills Problem: Rick wants to refinance his existing mortgage. “Two times I have used Priceline.com and have named my own prices and fees,” Rick says. “Priceline does not have this service anymore. They have refinancing but not name your own. Do you know of any sites (that do)? I have an 803 credit score and want a 15 year mortgage.” Solution:
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Financial dilemma: creating spending boundaries
If you have a financial issue that you would like help with, email me your name, location and describe the problem. I’m not a CPA or financial planner, but I know a lot of practical tips from writing about personal finance the past year and half. I’m starting with myself to give you an idea! Name: Julia and Hubby Location: Los Angeles, CA Problem: We
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Welcome to Bargain Babe! I’m Mara, and I’m so glad you’re here. I am an obsessive bargain hunter and penny pincher, and I am determined to live a full life without EVER paying full price.