How to prevent annoying bank fees

CCN Money made a list of the 9 most annoying bank fees and included information as to why banks charge the exorbitant fees. Here are the nine pesky bank fees and my suggestions to avoiding them.

1. Forgetting to update your address – If you are moving, make it your top priority to call your bank and change your mailing address to avoid this fee. I have a post office box where I have important mail delivered for security reasons and to avoid having to deal with address changes.
2. Cashing in your coins – Coin-counting fees at many banks run at 5% or more. In my post about gift cards with perks, I shared that Coinstar no longer charges you a fee if you receive your money as a gift card. If you were planing on getting a gift card, then this will save you money.
3. Talking to a human teller – I hate this one in particular. I can’t go into my bank. I can only use the ATMs or else I’ll get slapped with a $8.95 fee for the privilege of talking to a teller. My solution is calling and emailing the bank when I have a question. Thankfully, this has worked fine.
4. Losing your debit card – Keep your card in a safe place if you don’t use it often. If you do misplace it, don’t let the fee deter you from calling the bank immediately to let them know. It’s better to pay a small fee than lose all your savings.
5. Getting a paper statement – Bank online. If you’re hesitant because of all the recent data breeches, make sure to follow all security measures to keep your information safe.
6. Requesting old statements – If you bank online, you’ll be able to download your statements, save them and print them. Some banks only let you go back for a certain period of time, so make sure to download and save all statements and print as needed.
7. Receiving money – Make sure to read the fine print before opening an account. If you are someone that regularly gets money wired, then make sure to find an account where this fee is nonexistent.
8. Redeeming your rewards points – Before opening an account based solely on the rewards, make sure to ask if they are free. It they are not, ditch the bank.
9. Closing your account – If you can’t stand your bank and want to move, do so. Just make sure to find out how many days after opening your account you’ll have to wait to avoid a fee.

Do you agree these are the most annoying bank fees? What bank fees have you been slapped with and what steps have you taken to prevent them in the future?