Reader Ruth needs help finding a free place to get her credit score. She writes:
i have found places where you can get your credit report for free. do you know of anywhere to, safely, get your credit score? seems like the ones i have checked charge for it.
Ruth, you allude to getting your free credit report through the legit site AnnualCreditReport.com, which is a good place to start. The contents of this free annual report is what makes up your score, so making sure it is accurate is essential to improving your score.
Another great option is Wallethub, which offers free credit scores and full credit reports that are updated on a daily basis. There’s even a Wallethub app, so you can check it on the go.
CreditKarma, which I wrote about in August 2009, provides a score free, but it is not the FICO credit score which you are seeking. The only other offers I’ve seen are “free” when you buy something else. Anybody got an answer?