The premise behind BeatThat! is simple: the site boasts the best electronic deals on the web and they pay members for spotting them. Some BeatThat! members make hundreds or even a thousand dollars a month. Woah!

BeatThat! pays $.50 to $3 per deal, depending on which store is selling the item and how much lower the price is compared to pre-existing deals. In other words, the better the deal you find, the more they pay you. The deals you submit can be from anywhere – Bing.com, FatWallet, eBay, or Wal-Mart. All the deals have to be for brand new products. No refurbs, returns, or used items.

When I last checked, BeatThat! had a $250 Tom Tom GPS navigator, a 42-inch plasma TV screen for $890, and a LexMark printer for $80. The site requires you to register an email and name in order to submit a deal, or vote on a deal, or comment on one. That seems fair enough. You can also join their email list if you want to hear about their deals but are not ready to share one.

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A new website called Pebble.com personalizes online shopping by allowing you to ask the same questions you would pose to a salesperson in a store. But on Pebble the answer comes from the shopping community.

When you search for an item on Pebble, the site gives you a chance to ask a question before seeing search results, which encourages you to research a product. Entering a question requires you to leave an email address so they can let you know when your question has been answered. After searching for a “mini computer” I could browse what other people were asking, which has the added benefit of bringing to my attention issues that hadn’t occurred to me.

For any search, you can refine it by a number of related factors, like brand, size, model, colors, capacity, etc. When you click on a product, it takes you to the retailer’s website so you get tons of information on the item. But the biggest perk of shopping on Pebble.com is the feedback you can get from other shoppers and Pebble staff to make sure the purchase you are making is the right one. That means fewer returns and more satisfied shopping!

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There are a lot of sites where you can find credit cards. What I like about FindSecuredCards.com is that they tell you the pros and cons of their cards upfront.

Pros: Prepaid credit cards are for those are looking to get a flexible way to manage their money without the risks. Get a credit card today with a major logo like Visa and MasterCard.

Cons: Prepaid credit cards have different types of fees. Make sure that you pay close attention to the fees to make sure it’s the type of card you want. Prepaid cards will not build your credit but instead will help you manage your money and allow to buy things as if it were a credit card.

The site lists prepaid and secured credit cards you can apply for. For each one FindSecuredCards.com lists the annual fee, APR, monthly fees and if there is a credit check required to get the card.

The site also has helpful articles that answer basic questions like how to improve your credit score, the difference between a prepaid card and a secured card and how many credit cards you should have.

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Bromoney is a blog that reviews CD rates, credit cards, interest accounts and other bank deals. The site occasionally has posts on financial news, like what is happening with failed banks.

Bromoney is written by Brandon Rowe, who uses income from his site to support his running career. “After being self-employed for a few years I was forced to learn about ways to save my business money through reward credit cards and good CD and savings banking products,” he emailed me. “So I decided to start a banking blog as a resource on good rates for bank accounts and credit cards.”

Brandon launched his blog in December 2008 and posts about once a day, including weekends.

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