financial makeover 300x201 Signs you need a financial make over

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This list intrigued me because I continually ask myself if I am spending and saving responsibly. If many of these behaviors ring true it is time to consider changing your ways. How many of these habits are you guilty of? See my answer below.

The following list comes from Billshrink, a site that compares plans for cell, cable, and other services to see if you are getting the lowest price.

1.       You charge group dinners on your card and keep your friends’ cash to spend.

2.       You spend more than 40% of your total income on rent.

3.       You’re constantly transferring your balance to get 0% interest on your credit card debt. (more…)

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