piggy bank happy 300x206 Your story: Money fast leads to...saving?

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After first struggling with her spending fast, Emily convinced her boyfriend that coupons are sexy and came to an unexpected conclusion. She writes:

I just wanted to thank you for your inspiration for a spending fast this past Lenten season. All in all, I only cheated twice, once when left with  little choice after a long day away from home, and once after my boyfriend got laid off earlier this month, and I took him out for dinner and a movie to raise his spirits.

I have decided to extend my fast (although I AM including ALL basics now) through Memorial Day if I can, although who knows how that will work out. I have, however, introduced my boyfriend to matching up his coupons to sale items, and convinced him that it is in fact sexy to

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car keys 300x225 Your struggle with financial sacrifice during Lent

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Like me, Emily is having a hard time with her spending moratorium during Lent. She emailed:

My spending moratorium (for March) got rescheduled after some unexpected costs came up last month, so I decided to give it up for Lent instead. So far so good. Aside from my weekly co-pay at the dr’s for allergy shots, occasional gas refills, and the rare but much needed grocery replenishment (milk, eggs) it’s been so far so good.

Until Monday. I was at (more…)

bus rider Ack! Second thoughts about giving up my car for Lent!

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I’m having second thoughts about giving up my car for Lent. Not because of my business trip to Los Angeles that will pose a particular public transportation challenge, but because a video shoot I’m doing that was moved from today to next week and the location is three hours away!

Three hours by car, that is. By bus, train, and foot I’m guessing it will take me five hours to get there. I need to be on location by 10 a.m. Yikes! It’s an all day shoot so I won’t start my trek home 5 p.m. Double yikes!

Also, it’s supposed to snow Thursday. Yikes, yikes, yikes.

I can throw in the towel, brace myself for a long commute and stick to my pledge, or exempt myself from autolessness for work. Thoughts?

Wallet you have no money CC Jeff Keen 300x213 Your spending moratorium starts...Tuesday!

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Emily emailed me with plans to save money this month starting on Tuesday. She wrote:

I have decided to make your spending Moratorium an annual adventure, and this time, I have decided to include my new boyfriend (his choice, not mine!) Of course, we will still pay for essentials (including my allergy shots) but only what is absolutely necessary. I just wanted to let you know, and thank you for your inspiration.

Best of luck Emily! I admire your boyfriend for joining in and really glad you didn’t push it on him. Forcing your spending decisions on another person is a recipe for breakups and a big difference between being frugal and being cheap! He must be quite a catch, at least financially!

Is anyone else going on a spending moratorium? Or maybe a spending spree?

parking meter cc From moratorium to spending spreeI said farewell to my spending moratorium a few hours early on Friday, July 31 with $.35 cocktails and free mini-grilled cheese sandwiches at the Edison. It was definitely one of the best happy hours I’ve been to and very schmancy. Short dresses and heels were standard.

Since my July spending moratorium is done, I’ve been spending a LOT. In just four days I’ve racked up a $230. 23 tab for coffee, lunch out, postage, cash, candy, beer, gas, groceries, and tips. But some of my moratorium habits have stuck with me.

  • One of the most challenging things about the moratorium was eating on the go. Not being able to buy a quick meal, I started packing peanut butter and jelly sandwiches, which don’t have to be refrigerated for a few hours. This saved me so much money – and time – that I still pack pb & j when I’m going to need a meal on the road.
  • Go the distance for free/cheap parking. I popped into a parking garage yesterday and gagged at the rates – $2.50 for 12 minutes. IN. SANE. I drove two blocks and found meters for $1 an hour. It’s almost silly how close free/cheap parking is from overpriced garages. Drive a few blocks towards the outskirts – don’t circle the main drag – and you’ll be surprised at your options. It’s worth the walk.

If you joined me in the moratorium, how did you do?

If you missed my previous posts about my spending moratorium, here’s a blow by blow account of my experiment.

Going on a spending moratorium?

Votes are in! Bargain Babe goes on a spending moratorium

Spending moratorium starts Wednesday

Spending moratorium Day 1

Moratorium meet up: happy hour on $0?

Moratorium happy hour: an update

Moratorium broken for a third time

I’m not spending. Hubby is. Is our total spending any less?

the wait book cover Moratorium broken for a third timeThe first time exposed my weakness for coupons. The second time exposed my soft spot for hard-working waitresses. The third time it was the library that did me in.

My library card expired and to get it out of hock I had to pay my $3.50 fine that I incurred last time I checked out a book. Theoretically libraries are free. In practice, they never are.

But I really wanted to check out The Wait by Frank Turner Hollon because the first graph hooked me.

My father almost never got drunk. When he did, it was usually a happy, goofy drunk. But one night when I was nine years old, after a Christmas party, for reasons still unknown, he told me the story of my conception. This is how I remember it.

While standing in line I realized, sadly, that the book was not going to be as good as the first paragraph. But I was already in line. So I paid the fine and endured the indignity of settling my $3.50 debt with a credit card. Charging less than $10 always makes me feel poor. I’m convinced the cashier, or in this case, wannabe librarian, is thinking to herself, “This girl doesn’t have three dollars and fifty cents on her? She probably eats cat food.”

Oh, the injustice of not carrying cash. Perhaps this was the price for breaking my moratorium.

Related:

Happy hour on $0

Purchase list come Aug. 1

Spending moratorium Day 1

Coupons.com