Jason Texter / Flickr
This is a post by BargainBabe.com writer Yazmin Cruz.
I recently read a story in the LA Times about Hallmark adding unemployment cards to its sympathy line. The cards are apparently a good way to show compassion, but to me spending $3 to $5 on a card is ridiculous! This got me thinking of five frugal ways to show your support for those going through a rough time.
Not surprisingly, Hallmark is not the only company getting in on the action. You can also buy layoff cards from online companies Zazzle Inc. and Greeting Card Universe.
a loves dc / Flickr
This post is brought to you by Concept Personnel – The UK’s No. 1 for Marketing Jobs and Creative Jobs in Newcastle, Edinburgh & Glasgow.
This is a post by BargainBabe.com writer Yazmin Cruz.
If you are itching to make money this summer, it’s time to start sending out applications. Below you’ll find 13 tips to help you put your right foot forward when looking for a summer job.
- Determine what you want to get out of the job – Whether you’ve lost your job and are looking for a source of income or you want to use this job as a stepping stone to get you closer to launching your career, look for a job that will help you reach your goal.
- Know your hunting seasons – During summer, places like theme parks, pools, vacation resorts, retail stores, restaurant and hotels become busy and these are the jobs that are most likely to hire. Look now because come summer the positions will be filled.
- Identify (more…)
A little graduate. Banana Custard / Flickr
This financial planning post is brought to you by Towry, the UK’s leading investment management and wealth management firm. Towry offers independent financial advice, pension advice, SIPP and retirement planning.
This is a post by BargainBabe.com writer Yazmin Cruz.
Graduation season is in the air. If you’ve already received graduation announcements, it’s time to start thinking of the perfect gift. Here are four helpful gift ideas to set grads on the right financial track.
1. Retirement accounts – Students seldom think of retirement because they are busy being young. This gift not only includes a chat with you or a financial adviser about retirement, but a cash gift, which we all like. Sit down with your graduate and help them start planning for the future. By starting early, the power of compounding interest and time will allow your graduate to build wealth. If they are working for a company that provides employee retirement plans like a 401k, encourage them to take advantage of it. Before they do, make sure to read Bargain Babe’s post on how to determine if your 401k plan sucks. If your graduate will be self-employed, a talk about how to open an IRA is a must. Keep in mind that whatever amount you are willing to gift your graduate is up to you and know that it will be welcomed and appreciated.
2. Start an emergency fund – (more…)
Reader Debra wins my review copy of Creative Unemployment: How To Transcend Job Loss
I would love to read this book. I have been looking for work since the end of April – it is very emotionally draining.
I hope this book helps you get through this difficult time, Debra. If you missed my review of the book, author Harlan Kidwell Jr. focuses on the emotional journey that follows getting laid off. One thing that comes up often – even when you have a job – is how to talk about money with friends who want to spend more than you do. Socializing can be a minefield when you are cutting back!
To reduce spending, go over your budget again or attend a totally free swap meet.
This is a guest post by Nicole of Nicole’s Nickels, a great coupon blog that I’ve been a fan of for awhile. I interviewed Nicole months ago about how to make money as a mystery shopper. Now she’s back with advice on how to make money doing online surveys.
If you’re looking for ways to earn some extra money each month from the comfort of your own home, online surveys may be just the thing for you! I have been doing surveys for over a year now and earn approximately $100 per month. It’s certainly not enough for me to retire but it is my gas money that I don’t have to worry about!
I love that I can sit in my pjs or while I watch TV and earn money. You can also get product tests from doing surveys where they send you not yet released products to report back about. There are a lot of survey sites out there and I am signed up with over 30. I only blog about the ones I have had no issues with.
Before signing up with your first survey company, get a new separate email address for surveys only (I use gmail). I don’t get any spam in my surveys email account but I do get a lot of survey invites which could clog your inbox. All of the survey companies I blog about are completely free to sign up for. Remember, they are paying YOU for YOUR opinions!
Many surveys are looking for people that fall into certain demographics so you won’t qualify for every survey you do. I qualify for approximately half of all surveys I attempt. Don’t get hung up on why you’re not qualifying, it’s just the way it is.
Each survey company handles payment differently. Some pay in cash while others may pay in merchandise. Read the terms and conditions as you sign up to make sure you understand how you’ll be paid and if there is a minimum amount to be paid. I make an effort to redeem every month so I can maximize my monthly earnings.
Here are 6 survey companies I recommend:
My Survey
HCD Surveys
Ipsos-I-Say
Opinion Outpost
Global Test Market
Toluna USA
To read more about the survey companies I am signed up with, check out the survey page on my blog, Nicole’s Nickels.
It has gotten to the point where we all know someone who has been laid off. Which makes it hard not to think about getting laid off ourselves. Transfer all that job-stress into concrete plans for coping if you do get the ax. A collection of stories from Kiplinger covers the basics.
Keeping your health care while unemployed
What if your employer files for bankruptcy?
More resources from Bargain Babe:
Expenses to cut immediately if you lose your job
A quick way to get ahold of your finances
