By Bobbi Burger Brunoehler of Bobbisbargains.
mzffr/flickr
When I purchased my house as a short sale, I inherited a home warranty. I would not have purchased this myself, but I received it as a gift. What the heck! I figured I would check it out. The original policy cost $365 and I paid $105 to upgrade it to include my refrigerator, washer, and dryer. Therefore, the one year cost of the warranty was $470. (Not all warranties are worth buying).
When I got my warranty paperwork, it came as a one page document that was covered on both sides with the smallest print permissible on a legal document with more exceptions than inclusions. Bad sign. I discovered one of the rules of this warranty is that I will pay $55 for each type of service call (plumber, electrician, appliance repair, etc.) So, what happened when I called the service after discovering an inch of water under my kitchen sink?
The GOOD news:
- I was able to reach a REAL person at the warranty company at 1:00 am. They gave me a claim number and a contractor to call. But, I couldn’t call to make an appointment until later in the morning.
(more…)
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