Comment on my book review to win “The Complete Credit Repair Kit"!
Today is your last chance to comment for a chance to win “The Complete Credit Repair Kit“ by Brette McWhorter Sember. So far 23 readers have entered, so your chances of winning are high! Sember will help you understand, repair, and rebuild your credit.
The 457-page book is filled with resources like letter samples to report a billing error, complain of unfair debt collection practices, and request a payment plan, and more. Sember writes:
Win my review copy!!!
“The Complete Credit Repair Kit“ by Brette McWhorter Sember is your road map to taming your finances. Sember, a retired attorney and mediator, will guide you through the necessary steps to understand, repair, and rebuild your credit. (Details below on how to win my review copy!)
The 457-page book is filled with resources to help you get a handle on your debt, which has a major impact on your credit score. Sember writes:
Are you the winner?
I’m really excited for the winner of this giveaway! The winner is taking home a copy of You Need A Budget’s budgeting software, an hour of one-on-one coaching, the YNAB book, and audio book. This prize pack is sure to help you tame your finances – now that’s a great way to start the new year! Find out if you’re the lucky winner below.
YNAB teaches you how to get out of debt, save money, and stop living paycheck to paycheck. It can easily be downloaded to your computer – it runs on Mac, Windows, and Linux! Unlike other financial software, there are no forced upgrades or annual fees.
The winner is…
We have partnered with YouNeedABudget.com to give you a chance to start the new year on the right foot by taking control of your finances. One lucky reader will win a copy of YNAB’s budgeting software, an hour of one-on-one coaching, the YNAB book, and audio book! Find out how to win the $175 prize pack below.
You Need A Budget will teach you how to get out of debt, save money, and stop living paycheck to paycheck. The personal finance software runs on Mac, Windows, and Linux. It is so easy to install and use! You can budget your money as if you where using the envelope system which is great because this actually helps you stay on budget. For those on the go, you can also download the companion iPhone and Android app. The best part about the desktop budgeting system is that there is no forced upgrades or annual fees. YNAB also offers free, education webinars on an almost daily basis.
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Don’t forget to tell us why you need to win the budgeting software and one-on-one coaching. Make sure to leave a comment for each entry so we know how many times you’ve entered! Can’t wait to get your hands on the You Need A Budget software? For a limited time, You Need A Budget is offering a 20% discount to Bargain Babe readers who buy the software.
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Winner and runner-ups announced below!
This is a post by BargainBabe.com writter Yazmin Cruz.
I asked you to share how the recession has affected your financial situation for a chance to win Lorilee Craker’s “Money Secrets of the Amish” and my review post was flooded with comments. Many of you said you’ve cut down on frivolous things and are trying to save money on groceries. In need of coupons? Check out our Coupon Database to find all grocery and drugstore coupons available.
The first runner-up is Andrea Stempel who said her husband’s salary has been cut and they have been struggling to make ends meet for their family of six. The second runner-up is Christine Judd who recently graduated from college and is having a difficult time finding a job.
It was difficult picking the winner as there were many compelling stories, but I finally declared
This is a post by BargainBabe.com writer Yazmin Cruz.
I was really excited to receive “Money Secrets of the Amish,” by Lorilee Craker, who is the author of eleven books including New York Times bestseller “Through the Storm” with Lynne Spears (Britney Spears’ mother). Win my copy below.
The title tickled my curiosity about the Amish way of life. How frugal are they?
Like me, Craker wanted to learn more about the Amish after hearing they were thriving during the recession on NPR. Being a Mennonite and a journalist, she wanted to know more as her own financial situation tightened. Craker writes:
This is a post by BargainBabe.com writer Yazmin Cruz.
I asked you to share what wealth meant to you for a chance to win “The Wealth Cure: Putting Money in its Place” by New York Times best selling author and CSI: NY actor Hill Harper and the vast majority of readers agreed that wealth is not about living an opulent life. It’s about the richness you find in your faith, family and friends.
With this in mind, Harper wrote his non-traditional finance book that teaches readers how to take control of their money. After reading all your comments, I declared reader
This is a post by BargainBabe.com writer Yazmin Cruz.
New York Times best selling author and CSI: NY actor Hill Harper shares personal anecdotes in his latest book on the real meaning of being wealthy. “The Wealth Cure: Putting Money in its Place,” is not a traditional financial literacy book, but it will help you control your finances.
Harper guides his readers to reevaluate their take on money. Coming from a family full of doctors and having been diagnosed with cancer, Harper writes about money as if it were someone’s health in need of treatment plan:
Our society is addicted to debt, and, exacerbating that problem, we live in a culture that associates material objects — “bling” — with success. Those two factors have led us to overvalue money. So much so that in many ways we “chase paper” just as intently as
This is a post by BargainBabe.com writer Yazmin Cruz.
From the 60 comments left on my book review of Clark Howard’s “Living Large in Lean Times,” it seems many of you know a lot about living large on budget. That’s great! The person I picked as the winner is enthusiastic and eager to learn more.
Without further ado, the winner of the book is
This is a post by BargainBabe.com writer Yazmin Cruz.
In “Living Large in Lean Times,” author, radio host, and penny pincher Clark Howard says he is frequently asked when the economy is going to come back. To win this book, see below. Clark’s response shocks a lot of people: five to ten years. So what’s a person to do in the meantime?
Learn to live large in lean times, says Howard. He writes:
I can’t predict when the nation will get healthy. But I can help you empower yourself so that you have your personal financial house in order. That way you can survive and ultimately prosper regardless of the country’s progress. You do it one step at a time, fixing your finances and then building the path to independence and ultimately, dare I say, wealth.
The 251-page book, on sale for the first time today, is divided into
This is a post by BargainBabe.com writer Yazmin Cruz.
Reader Patricia is the winner of my review copy of The Real Cost of Living by Carmen Wong Ulrich. Patricia said she has a handle on her finances, but her adult children are not there quite yet. She wrote:
At 60, I’ve pretty much figured this stuff out. What kills me, though, is seeing my 4 adult kids (aged 30-40) frittering away money on Starbucks, eating out, etc. If I mention stuff like that to them, it goes in one ear and out the other. But, if I could say, “Hey, I won this book and I’m passing it on to you”. . . . .
Patricia, I am (more…)
This is a post by BargainBabe.com writer Yazmin Cruz.
The impact our behavior and motivations have on our financial decisions is the focus of The Real Cost of Living by Carmen Wong Ulrich. Ulrich, who has a degree in psychology and was the former host of CNBC’s On the Money, says she sees money differently because she was not trained in the profession:
Economics has finally recognized that we are not rational creatures; we’re not all about the accounting. Behavioral economics, the study of the neuropsychology behind how we behave with our money, has won Nobel Prizes. But it’s also about time – especially for those of us in personal finance – to realize that there is a lot more going on than money when it comes to making decisions about our money and our lives.
What spoke to me the most was the chapter on the real cost of bad habits. (more…)
This is a post by BargainBabe.com writer Yazmin Cruz.
Reader Nanette is the winner of my review copy of Toss, Keep, Sell!: The Suddenly Frugal Guide to Cleaning Out the Clutter and Cashing In. Nanette made it her goal to declutter her home this year. She writes:
This might really help me. I had as a goal for 2010 to clean and declutter my home. It has been a (almost) yearlong project and I will need to continue into 2011. Not what I had envisioned!! I have made some progress but not enough. I seem to try to get everything done on week-ends and still have fun. Doesnt quite work out that way. I need a fresh idea! (more…)
This is a post by BargainBabe.com writer Yazmin Cruz.
Leah Ingram shares tips to turn trash into cash in her 250-page book Toss, Keep, Sell!: The Suddenly Frugal Guide to Cleaning Out the Clutter and Cashing In, which was borne out of her blog, SuddenlyFrugal.com. You may be tempted to hire someone to clean up the mess, but why spend money when you can be making money? Ingram writes:
There’s no reason to pay anywhere from $50 to $100 an hour to hire a professional organizer to go through your closets — you can do that yourself. That’s where this book comes in. It will help frugal folks like you get your home in order and help you find ways to make money from things you no longer need or want.
In her book, Ingram shows you how to (more…)
La Grande Farmers' Market/Flickr
Don’t forget to enter the reader giveaway to win a copy of the eBook Real Food on a Real Budget, by Stephanie Langford. The book is devoted to eating organic on a budget. Click on the eating organic on a budget link and leave a comment with how much you spend on groceries every month to win.
Enter by Aug. 18, 2010 at 11:59 p.m. EST to be eligible to win. A winner will be announced Thursday, Aug. 19, 2010.
The ebook is currently selling for $19 (orig. $25). A hard copy of the 280-page book is $26.
