Get up to $100 when you start saving for Christmas using Sears’ Christmas Club card. The same program exists at Kmart.
Here’s how it works. Sign up for the card by Oct. 31, 2009 and add money to the card as you like. Sears will give you 3 percent of the balance as of Nov 11, 2009, up to $100. The bonus is added to the card on Nov. 25, so you have plenty of time to use it before the holidays.
If you plan to do a lot of your holiday shopping at Sears or Kmart, this is a win-win situation to get free money on what is basically a gift card.
Caveats: you cannot get the money back that you put on the card if you do not spend it at the store.
I bet other retailers will follow suit. But will the people?