I was sitting in the dentist chair looking into the light when he told me exactly what I didn’t want to hear.
“You need a root canal.”
Ouch! The thought of having the dentist drill my molar was not as painful as wondering how much this was going to set me back.
I immediately began blaming myself. If only I hadn’t put off
going to the dentist, or had actually sat down to research and purchase insurance. I was going to get to it, eventually.
It just happened out of the blue. There was no pain. I was having toast and cereal for breakfast and felt a hard piece in my mouth.
“Eww, what’s in this cereal?”
I’ll spare you the yucky details. It was a piece of my molar. I found out after running my tongue and feeling a sharp edge.
After freaking out, I texted my dad. He directed me to go to the dentist.
“If it’s not that big, they’ll probably just patch it up,” he said.
That’s how my Friday morning started. By the end of the day, I was so thankful I had at least been diligent enough to put money away in an emergency fund.
So how much is it going to cost me? $1,400. Not bad considering the bill started at $2,800 for the root canal, two fillings and deep cleaning.
I managed to negotiate a lower price by offering to pay cash upfront. It also didn’t hurt that my little sister recently got her braces with their orthodontist.
This shrunk my emergency fund and left me feeling irresponsible. It also left me wondering if I should have taken the money from my budget or savings (as a form of punishment as a percentage is for fun) instead of my emergency fund.
You see, although necessary and urgent, I’m having doubts about whether it’s an emergency as there is no pain or blood just a lot of worrying and extensive Google searches about broken teeth and root canals.
Where would you have taken the money from?