This post is brought to you by Event Management Degree.
I was wide awake at 2 a.m. with my new baby, Lucy Ellen, when a story on my iPhone about free online college classes caught my eye. The classes are free, and job recruiters pay for leads to top grads. Sounds like a winning formula to me.
Could this model of higher education be the answer to the crushing cost of college? Something my husband and I are now thinking about. (A friend told us he’d saved every month and the account for his daughter, now a senior in high school, won’t even cover one semester of college. So much for a 529 plan!)

Win a Kindle version of this book!
This is a post by BargainBabe.com writer Yazmin Cruz.
In “Money Saving Blueprint,” Bryan Bowers teaches you how to save hundreds of dollars each month with practical advice. Win a Kindle version of his book! Details are below.
In the 39-page book, Bowers reveals how his family cut expenses after being hard hit by the Great Recession. To deal with the blow of a dramatic loss of income his family reduced and eliminate expenses. He shares his journey to inspire others to save money. He writes:

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This post is brought to you by Mediation.com where you can find mediation lawyers.
This is a post by BargainBabe.com writer Yazmin Cruz.
Lets face it, many of us do not want to confront the inevitable, but we all eventually kick the bucket. A will protects your family and assets, and creating one does not have to cost you thousands of dollars. Below are four affordable ways to create a will.
Note, I am not a lawyer and this is not intended as legal advice. When it comes to legal matters, consult an attorney.

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This is a post by BargainBabe.com writer Yazmin Cruz.
Reader Sharon has a tip and question for all of us.
Was wondering if anyone else has had trouble with EBates automatically issueing cash back credits? I have spent more time and aggravation dealing with this, and all is rectified now, but just wanted to warn others to keep track of what they purchase through EBates, and make sure they get credit where credit is due!
We want to know as well. Have you had trouble getting your cash back? I do very little online shopping. When I do shop online, I use Ebates. I haven’t had any problems so far. After every purchase I’ll go back to make sure I receive credit. It usually takes 24 to 72 hours for the site to reflect the cash earned.
Got a hot tip? Email us.

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Reader Teresa cried out for help on our Facebook page and then emailed me her question about a missing discounted gift card. What would you do if you were in her position? Leave your suggestions in the comments.
Sorry can’t recall which freebie site I ordered a Barnes & Noble gift card from on sale @Christmas. Charged my Visa.

Winner announced below!
I asked you to share the last time you had checked your credit report for a chance to win “The Complete Credit Repair Kit” by Brette McWhorter Sember. The responses left on my book review varied tremendously. Before announcing the winner, I want to thank everyone who participated!

Comment on my book review to win “The Complete Credit Repair Kit"!
Today is your last chance to comment for a chance to win “The Complete Credit Repair Kit“ by Brette McWhorter Sember. So far 23 readers have entered, so your chances of winning are high! Sember will help you understand, repair, and rebuild your credit.
The 457-page book is filled with resources like letter samples to report a billing error, complain of unfair debt collection practices, and request a payment plan, and more. Sember writes:

Win my review copy!!!
“The Complete Credit Repair Kit“ by Brette McWhorter Sember is your road map to taming your finances. Sember, a retired attorney and mediator, will guide you through the necessary steps to understand, repair, and rebuild your credit. (Details below on how to win my review copy!)
The 457-page book is filled with resources to help you get a handle on your debt, which has a major impact on your credit score. Sember writes:
This is Bargain Babe’s – um – Captain Credit’s latest video with CreditCards.com. This time around, she shows you how to fix your credit in just three easy steps. She’s in full superhero costume!
By Bobbi Burger Brunoehler of BobbisBargains.
If you want something you don’t have the money for, figure out how to make it. (I’ve already talked about getting things by swapping or repurposing).
Personally, I have found that learning to make something is the best way to go. I get what I need, and I know how to repair it. Here are my five favorite sites to go to when I want to learn new things:
- General instructions - Instructables - You can learn anything from how to carve a pumpkin to how to build your own computer to how to construct a rocket ship. Instructables has more pictures and instructions than videos.
In the second video I made for CreditCards.com, I talk about three ways to cut down on credit card offers and junk mail. Enjoy!
Watch more videos from CreditCards.com.
By Bobbi Burger Brunoehler of BobbisBargains.
Per Southern California Gas Company, home heating is 65% of a residential gas bill during the winter months. (That’s what it said in my bill insert this month.) Wow! If that is true in Southern California, what is it in actual cold parts of the country?
With so much of your utility budget going toward keeping your home warm, anything that you can do to retain heat in your home or keep the heat from leaving is a money saver. Here are 5 tips that will help you to lower your heating bill:

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This is a post by BargainBabe.com writer Yazmin Cruz.
A couple of days ago, I bought what I thought would be a yummy cake from Whole Foods. It was stale. I was torn between complaining and letting it go.
I had paid $43 for a pumpkin sponge cake with cream cheese frosting that looked delish in the display case. I was splurging for a get-together.
When it was time to cut the cake, I had a hard time getting the knife through it. UGH! I was so disappointed and embarrassed.

catd_mitchell / Flickr
This is a post by BargainBabe.com writer Yazmin Cruz.
Seems like every year we make resolutions only to break them, but could it be that in the end we are saving money by not sticking to them? Below I calculate the amount of money spent on meeting New Year’s resolutions and share tips to getting them done on a budget.

Time is almost out to win $175 budgeting software!
Today is your last chance to win a budgeting software package worth $175!!! One lucky winner will get a copy of You Need A Budget software, an hour of one-on-one coaching, the YNAB book, and their audio book!
So far only 55 readers have entered. Make this a Christmas present to yourself by entering no later than today, Dec. 19 at 11:59 p.m. EST.







