The new year has begun and that means it’s resolution time. Gyms fill up, cigarette sales go down, and promises to keep in touch slip from your lips. While fitting into your favorite pants or finally cleaning out the cheese drawer are great resolutions, choosing to take charge of your finances is a decision that will impact you and those you love for years to come. Claim
The turkey, your waistband, the mound of mashed potatoes. These are the things that should be big at Thanksgiving, not the grocery receipt. The holidays can be stressful enough, without worrying how to serve dinner on a budget. Whether you are hosting or heading to your parent’s house, here’s how to save money on Thanksgiving dinner. 1. Make your own spices: Spices can be really
I’m sure you are already reusing plastic grocery bags in several different ways, especially now that many states are banning the use of them. I reuse freezer bags to the extreme and have a ridiculous amount of plastic bags sitting under my kitchen sink (where ELSE do they go, you know?). So when I came across some really creative ways to reuse grocery bags, I
Recently a friend signed up for a popular 5k, thinking that the money she was spending was going to a charity. Two weeks before the run was to take place, the race company sent out a form email that the event was cancelled due to low registration, with no mention of a refund or reschedule. When my friend tried to reply to the email and
As a kid, it was a special trip when Grandma would take me shopping at Big Lots. My little eyes would wander the endless aisles of dolls, cookies, coffee mugs and radios. I didn’t visit Big Lots often because Grandma lived far away but when I did, I was allowed to choose one thing to bring home with me. The options were limitless (why didn’t
If you are a woman, or a husband/baby daddy of one, you cringe at how much you spend on feminine products. Between tampons, liners and pads, the costs add up. I estimated that I spend $125 a year on menstrual products. And then I discovered reusable menstrual cups and realized my days of staring at drugstore shelves of colorful boxes while frantically doing math equations
As a single person in my 30s, I make all of the mistakes: with dating, my career, whether to order guacamole or queso (always queso, duh), and of course, money decisions. Figuring out what to do with my money and how to set myself up for success in the future can feel daunting. Most days I feel like I have a head start, because I
It’s safe to say every beauty product in my bathroom is under $10 – with the exception of my flatiron and hair dryer. I am a firm believer that you don’t have to spend a lot to get quality products – hence why I won’t step foot in a Whole Foods. Brands are catching on to this type of consumer – demanding quality at a
Giving money for group gift giving is something everyone has experienced at work, with your friends or family celebrations. But when does the giving become too much? My running group at its inception had four members, and we all pitched in $10-20 every few months for a birthday gift. Then we grew to about 10 and the birthday’s became more frequent, and the contributions the
I am fortunate enough that my employer offers me a 401k retirement savings plan. Last week, I was informed that my company is now offering a Roth option to our 401k retirement plan. I had no idea what that meant. So I called up my financial planner and we talked about my options. What is the difference between a 401k and a Roth 401k?
Is it just me, or is choosing a credit card harder than making the at-the-table fries or tots decision? “They’re so long and sleek! But they’re bite-sized! You must choose for me! I can’t possibly!” Almost two years ago, I decided to finally get a credit card and after much research, it came down to the Southwest Credit Card and the Capital One Venture Card.
Maintaining hair color is expensive and time-consuming. That is why, with the exception of a three-month mistake of box red in college, I have not dyed my hair. Salon color treatments can range anywhere from $100-$350 and no, I am not kidding. So when I started to see some grays and decided to pull the trigger, I knew I had to make my dollars stretch as
As you know from my 21 Reuses for Freezer Bags and 21 Uses for Coffee Grounds (apparently I love the number 21) posts, I don’t like to waste things. I take pride every week in how small the garbage sack is at the bottom of my driveway. It means I am reusing, reducing and recycling! That being said, every time I stared at that
Paying off my student loans was the best thing that I did for my budget – and I owe it all to Suze Orman. Did you know that Americans have more student loan debt than credit card debt? In fact, according to Orman, we have over one trillion dollars out there in student loan debt. That’s insane! So, when Orman told me (well, not ME
I am a huge fan of natural cleaning products to save money and be eco-friendly. I am also trying to replace all of my health and beauty products with natural remedies, like essential oils. I love tea tree oil, because I can use it in several ways! Tea tree oil for cleaning, tea tree oil for warts, tea tree oil toothpaste! This essential oil is