Personal finance books don’t have to be boring. “Enjoy Your Money!: How to Make It, Save It, Invest It and Give It” is proof. Author J. Steve Miller captures the attention of readers while helping them understand their finances. He writes:
You’re never too young or too old to discover these ageless principles. They apply to the seasoned business executives as well as the entrepreneur with his first lemonade stand. Warren Buffet caught his vision at age five and started investing at age 11. My grandmother started multiplying her money in her mid-60’s. At age one hundred and two, with her sharp mind intact, she’s accumulated a small fortune.
Miller’s 254-page book is geared towards young people. He writes about four culturally diverse high school seniors who meet in in-school suspension and discover that their parents suck at money. Their teacher begins to teach them about money by using the lessons of famous millionaires like Warren Buffet. Out of this group “The Counterculture Club” is born. Miller uses the Club to show you how to make, save, invest, and give money to enjoy your life. The book reads like a novel with dialogue that moves the story quickly.
The book has four parts to help you:
- Get out of debt and accumulate wealth
- Get ahead, even when the work you love doesn’t produce big bucks
- Find and make a living with your strengths and passions
- Live a more fulfilled life
The appendix of the book includes budgets that can be personalized to meet your needs. Break out boxes also include the definition of terms that you may not be familiar with. Miller gives advice on how to save money on groceries and how to save on car costs. He suggests strategies like the one he calls The Albert Einstein Method, which involves giving up your car, like Einstein, and using public transportation instead.
If you would like to win my review copy of “Enjoy Your Money!: How to Make It, Save It, Invest It and Give It” leave a comment by Friday August 27, 2010 at 10 p.m. PST, letting us know who your financial role model is and why.
If you can’t wait to read the book you can purchase it on Amazon for $13.81.





August 24th, 2010 at 6:08 am
Warren Buffett is my financial role model, in no small part because he had such a long view at such a young age (I wish I had taken the time to learn more about him sooner!). I read a biography about him last year (The Snowball) and was impressed at his entire investment philosophy. I’d love to read the book discussed in your post as I continue to learn to use my money as wisely as possible! Thanks.
August 24th, 2010 at 7:12 am
At this point my financial role model is Dave Ramsey. He encourages us to live like no one else (no debt, no new cars every couple of years, knowing where your money is going every month) so that in the future you can live like no one else. He encourages people to take the painful step now so that cash flow won’t be a problem in the future. In the past, the Beardstown Ladies were one of my financial role models. They encourage me to become active in an investment club that taught me how to study a company to see if it’s worth investing my money. This book would add another weapon in my arsenal of financial learning. It also sounds like a good one to start my daughter, a high school senior, on her future road of finance.
August 24th, 2010 at 2:59 pm
My financial role models are my parents. They both grew up in the Depression. They taught me not to go into debt for anything but the very most important things. At age 20, I could already see the wisdom of that. I decided I would never use credit cards and would only borrow money for a house, a car, or education. I am 61 and debt-free. It feels great and I am still learning ways to save money. That’s why I would love to win this book.
August 24th, 2010 at 6:43 pm
My brother in law has never wanted to be dependent on anyone else. He has made sure that he has never over extended himself and that he has made investments to provide for an emergency as well as his family’s future. He has been able to help both his and my parents out financially.
August 26th, 2010 at 3:41 pm
MY financial role model, without a doubt, is my mother. She grew up during the depression and knew what it was like to literally have nothing. She taught me from a very early age that even pennies make dollars. Most people if they drop a penny will leave it..I pick it up and so do my kids! MY mother has taught me to not live beyond my means which in this world is sometimes hard to do.
August 26th, 2010 at 3:41 pm
I always looked up to my parents when money matters were concerned. They always had a budget and lived by it without giving up comforts. Even as a child I was extremely frugal.Theeeeeen I met my husband who has no concept in saving money. I have never had to live paycheck to paycheck before and it is driving me insane :O) Maybe this book will help.
August 26th, 2010 at 7:08 pm
My financial role model is my grandmother. She moved from Germany when she was 19 and she didn’t know the language and had 2 small children. She learned a lot of lessons the hard way and has become very frugal and good with saving money.
August 26th, 2010 at 7:17 pm
I would have to say Suze Orman is high up there. She was once completely in debt and got out of it. She always seems to give good advice without being mean but also with being real.