Rhubarb Grocery savings: spring fruits and vegetables

FruitsAndVeggiesMoreMatters.org

Here is an updated list of in-season fruits and vegetables, which are almost always cheaper than buying out-of-season produce. Greater supply…lower prices. The price of items on the winter fruits and vegetable list will be rising.

This list comes from FruitsAndVeggiesMoreMatters.org. Almost all of these spring fruits and vegetables are familiar to me, unlike many of the items on the winter fruits and veggies list.

In-season produce for March, April, and May

Apricots
Artichokes
Asparagus
Belgian Endive * this is good fresh or lightly sauteed with olive oil, salt, and pepper
Broccoli
Butter Lettuce
Chayote Squash
Cherimoya
Chives
Collard Greens
Corn
English Peas
Fava Beans
Fennel
Fiddlehead Ferns * no idea what this is – any recipe suggestions?
Green Beans
Honeydew
Mango
Morel Mushrooms
Mustard Greens
Oranges
Limes
Lychee
Pea Pods
Pineapple
Ramps * again, I have no clue what this is – any ideas?
Rhubarb * pictured above
Snow Peas
Sorrel
Spinach
Spring Baby Lettuce
Strawberries
Sugar Snap Peas
Swiss Chard
Vidalia Onions
Watercress

Click on the items that are underlined in blue for recipe suggestions and fun facts about the fruit or vegetable. Did you know Chayote Squash is a good source of vitamin C and will keep for up to a month if refrigerated in a plastic bag? Or that you should never eat Rhubarb leaves? Deep red Rhubarb stalks are sweet and rich. Unlike some produce, size does not indicate tenderness.

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Get free shipping on purchases of $30 or more at Avon. Expires March 11, 2010.

Exclusive! Get 15 percent off with free shipping at Bare Necessities. Expires March 10, 2010.

Exclusive! Get 15 percent off your order at Michael Stars. Expires March 15, 2010.

Exclusive! Get 20 percent off chocolate at Ghirardelli. Expires March 13, 2010.

Exclusive! Get $10 off orders of $75 or more at EpsonStore. Expires March 31, 2010.

regret 300x199 Readers wish they hadnt bought...

cesarastudillo/Flickr

I was not the only one who regretted making a particular credit card purchase last month. Readers had plenty of regrets themselves. Post your own regret as a comment to be automatically entered to win a hot pink BargainBabe.com T-shirt. The contest ends Thursday at 11:59 p.m. PST so leave a comment today. The winner will be announced Friday!

Becki can’t say no to flowers:

I not only bought flowers I didn’t need, it is too cold to plant! I love pansies, and they were only 67 cents apiece, but now they will sit till it gets warmer, and then they will die when it’s hot…if only I had bought them last fall…It’s an addiction I have, I have to stay out of the nurseries!!!!! Someone please help!

ChrisM is kicking herself for paying shipping:

My 17 year old daughter wanted a pair of TOM’S shoes for her birthday in February, so I went on line, ordered them, paid for shipping. $17 for shipping–only to realize they came from Valencia and —we live in Sylmar.
Wish I’d looked into shipping fees first.

Tami regrets her hasty purchase:

Our microwave suddenly ceased to work after having it for about 6 years. We thought we couldn’t live without one, so we rushed out and bought a generic microwave oven at Target for $80. Fast forward to a week later and we noticed one for $20 at the local Goodwill shop. Goodwill stands behind their products and will refund purchases if you bring in the product/receipt, so by being hasty, we wasted $65. Next time we’ll comparison shop.

Blakely fell victim to a sale for something she doesn’t need:

I purchased a waffle iron at Kohl’s. It was only $25.00 with a $10.00 mail in rebate. I haven’t used it yet and I haven’t found anywhere to store it. It was something I wanted, but not something I needed.

Spring break is coming up and one way to save money is to earn a free night at your hotel. The Choice Hotels spring promo lets you do just that. The cool thing about the promotion is that once you earn your free night you can choose to stay at 1,500 hotels across the globe – gratis! Here’s how it works.

Stay two different times at any of the ten hotels in the Choice Hotels chain, including the Quality Inn, Cambria Suites, Comfort Inn, Comfort Suites, Quality, Sleep Inn, Clarion, MainStay Suites, Suburban Extended Stay Hotel, Econo Lodge, and Rodeway Inn. You can mix and match which hotels you stay at. Each visit has to be at least two nights.

Stay twice between now and April 30, 2010, and you earn a free night. You can find a great hotel rate on the Choice Hotels website, which searches the entire hotel chain for the best deal. Within any given city, you can search for hotels by radius or by proximity to prominent attractions, like SeaWorld in San Diego or Walt Disney World in Orlando.

Make sure to sign up for the Choice Hotels privileges reward program to get your free hotel night. You’ll need an address in the U.S., Canada, Mexico or eligible countries in Latin America, the Caribbean and Europe to qualify for the promotion.

Pink SLip Artsy 300x165 Unemployed and bummed out: how to dealHave you ever been laid off? Then you know what a blow it can be financially and emotionally. On BargainBabe.com I mostly deal with surviving financially, so I welcomed Harlan Kidwell, Jr.’s book on the emotional fallout of job loss. Harlan’s self-published Creative Unemployment: How To Transcend Job Loss Unemployed and bummed out: how to deal combines encouraging advice with the anonymous voices of dozens of people who have been let go.

With so many personal stories, Creative Unemployment is cathartic.

This book offers a positive look at the potentially damaging psychological aspects of underemployment. This book is not about finding a job. It is a book about finding yourself…When you find yourself, you will find employment – a vocation – a life purpose. The issues in this book can also be useful to people who are aware or alive and still employed who want to gain the benefits of increased self-awareness before the trauma of rejection and loss of income.

Each chapter of the 284-page book begins with a 1-3 sentence description of what you’ll get out of that chapter and ends with a 1-3 page review of the major points. Chapters 1-8 are about recognizing and accepting the emotional journey that follows unemployment. Chapters 9-15 are about moving forward and taking action.

In chapter 10, Harlan breaks down the emotional journey of unemployment into six practical steps you can take to move forward.

1. Become self-aware.

2. Decide what you want.

3. Write your goals down.

4. Imagine or visualize your achieved goal. (emphasis his)

5. Take action.

6. Reflect and select.

The book’s introduction lacks sources for the statistics cited, which makes me uncomfortable. However, the point of the book is to help one heal emotionally, not provide economic figures. The nut of this touchy-feely (and I don’t mean that in a bad way) book is that it is okay to to feel how you feel, you should believe in yourself, and definitely go for it!

Leave a comment on this post by the end of Thursday, March 4 to win my review copy of Creative Unemployment: How To Transcend Job Loss Unemployed and bummed out: how to deal. Or, you can buy it from Amazon for $19.

Clothing dress party 225x300 Sponsored: Free site to sell and buy clothing Smashion.com is the answer to every woman who has a closet of clothes she never wears and doesn’t know how to sell. You can buy and sell clothes for free, which makes Smashion.com a lot more attractive financially than a traditional consignment store, eBay, or Etsy. Plus, the site leaves up listings indefinitely.

When I checked the site had 1,633 items for sale. Impressive considering they launched in October. There were 62 pairs of women’s jeans. All the clothes are new or lightly worn. Some items still have the tags!

One of the cool things about Smashion is that browsing the site feels like going over to your girlfriend’s house and trying on all her clothes. How awesome is that?! It’s fun to browse, and you never know what you’ll find, like this sparkly party dress that has got the seller doing her best moves, above. It’s going for $40.

Smashion is focused on fashion forward clothing. Most of the sellers are regular folks though there are also a few independent designers, too.

Clothing prices are set – no bidding – and payment is directly between buyer and seller through Paypal. Sellers agree to ship your new threads within two days.

In between searching for your next clothing purchase, you can chat with other frugal fashionistas about age appropriate clothes, fake handbags, and other trends. The forums page on Smashion.com has dozens of topics and is pretty active. The site also has a gallery section where people can share fashion inspirations with each other. And there is a blog that is updated daily with tips on how to dress for a specific situation, fashion trends, and reviews of up and coming designers.

Smashion.com comes at a great time. Who isn’t looking to save a few bucks these days – while still being able to afford new (to me) clothes?

calendar illustration monthly 300x288 Best deals for MarchConsumer Reports recently updated their sales calender showing when is the best time to buy some 55 items like cars, clothes, and furniture throughout the year. Here is what’s on the list for March:

  • Digital cameras and small consumer electronics like MP3 players, DVD and Blu-ray players (electronics sales surge leading up to Christmas then trail off)
  • Humidifiers (winter is almost over so demand is dropping)
  • TVs (now that Christmas and the Superbowl are over demand has fallen)
  • Winter coats (retailers need to make room for summer swimsuits!)
  • Winter sports gear (so there is room to stock summer sports gear)

And here’s a sneak peak for April:

  • Computers
  • Digital cameras
  • Lawn mowers
  • Spring clothing

Bank shiny building 225x300 Dealing With Banks? Read The Fine Print FirstThis guest post is brought to you by Earl Fischer, who writes for The Digerati Life, a site that covers all things personal finance, from investing to budgeting and money management. Check out the site’s reviews of online brokers and the best credit card programs that are available today.

Know what the world’s oldest profession is? Well what about the world’s oldest business? That would be a bank, I believe. No condescension intended by the analogy. In fact, I like banks. I am a client of at least four of them. Banks have a way of sustaining an economy just as much as it can take one down.

What I dislike about some of these large financial institutions — aside from the fact that quite a number of them have siphoned my tax dollars, no thanks to government bailouts — is how they tend to resort to deception in trying to entice one to become a client. Take my recent experiences with two such banks whose names I’d rather not mention right now.

Extra Bank Offers That I Don’t Care For

1. The Upsell
From one bank, I received a replacement card in the mail recently. The instruction they gave me was for me to call a toll free number in order to activate my card. Pretty standard stuff. Well, I followed the instruction and after going through the entire rigmarole of entering my card’s last four digits to giving the names of my first dog’s offspring, I was informed that my card was now activated and ready for use.

Just as I was about to wish the phone representative to have a pleasant day, she tells me that I am entitled to an additional service which would give me fraud and identity theft protection, credit monitoring services and other security features. The use of the word “entitled” can be very deceptive. Does this mean it’s like a gift that I just need to accept? Or will it cost me something? Remember, this is a bank and nothing ever comes free. So the fact was…. there was going to be a monthly charge of $6.95 (not the true amount). I told her I was going to think about it and will give them a call when I was ready for this. But she was insistent. She told me that it would be better for me to avail of the service right away because should I later change my mind, I can cancel it within a certain period and get a refund of the fees paid.

Wait. Hold it right there! It’s obvious what the bank was trying to do. They are capitalizing on the fact that people like me might not read the account information that they send and that I would become too busy to call them to cancel so in the long run, the bank makes a fortune. Of course, $6.95 a month is hardly a fortune. But think of 5,000 busy credit card holders and that’s a lot of money. So just like with drugs, I just said NO!

2. Does “no maintenance fee” really mean there are no fees?
My other experience involved this online ad which I came across while paying my credit card bill. In some cases, to encourage you to open a high interest savings account online, a bank may offer you a cash bonus for the effort. I caught on to one such offer lately, especially when I noticed the big bold letters on the ad that said the words “No maintenance fee.” I decided to fill out a savings account application online. Just as I was about to hit the final key to submit my application, I decided to confirm the terms and conditions of being an account holder one more time.

Lo and behold! Upon a second review, that’s when I noticed that the account would carry a monthly service fee. In fact, because of this fee, my initial deposit would have been exhausted after just three months. To make a long story short, I didn’t like how this bank would dangle a carrot by promoting their “no maintenance fee” account, but in the end, would turn around and still charge me a monthly service fee. Sneaky! I had two choices at that point –- hit SUBMIT APPLICATION or hit CANCEL. And so did I hit cancel? Well, does a zebra have stripes?

Movie Pop Corn 225x300 J.Crew 30% off, free Redbox rental, free cookies, and moreFree cookies! Check out this deal for free Chips Ahoy!, which involves friending them on Facebook and buying a gallon of milk.

Use this J.Crew coupon code to get an extra 30 percent off final sale items when you spend $100 or more. Ohhhhh, it may be time to finally use my J.Crew gift card.

Get a free Redbox movie rental code good today March 1, 2010, only.

Spend $25 at Bath and Body Works and get $1 shipping today only.

Check out all the deals on my WalletPop blog.

credit cards good2 225x300 BargainBabe.com readers hate credit card debt

This post is brought to you by CouponCactus.com, a great source of online coupon codes for taxes, groceries, and more.

BargainBabe.com readers are above average – way above! A whopping 75 percent of readers pay off their balance every statement, according to a recent poll in which 161 readers voted. Wow! The national average is 59 percent.

Just a smidge – 22 percent – of BargainBabe.com readers carry a balance. That is half the national average of 41.37 percent of Americans who carry a credit card balance. Another 3 percent of readers chose the ambiguous “other” option, including Danielle, who said “I can’t get a credit card, because I don’t have a credit card.” Hmm, really?

These impressive stats got me thinking…are BargainBabe.com readers above average savers?

Vote first then I’ll tell you how you compare to the national average on the next page!

[poll id="56"]

(more…)

TaxFormsGood 300x199 Five questions for tax pros Some 60 percent of Americans hire others to do their taxes for them, which means a lot of us are looking for a tax pro to hire right now. The March issue of ShopSmart, a magazine put out by Consumer Reports, shares five questions you should ask anyone you’re considering hiring.

1. What kinds of clients do you usually work with? Look for a preparer with clients similar to you.

2. What are your credentials? Look for a preparer who has passed recent state or federal tests and 7 to 10 years experience.

3. Will you file my returns electronically? Filing electronically ensures fewer mistakes and helps speed your refund.

4. Can you give me a price quote? Try to get a price quote by presenting last year’s forms. Ask for all fees and avoid preparers who base their fee on a percentage of your refund.

5. Do you provide audit help? CPAs and enrolled agents can usually represent you before the IRS, but you might have to pay extra.

In case you missed these resources to file taxes for free:

If you make less than $49,000 you can get free tax preparation and e-filing through the IRS’ VITA program.

File your taxes for FREE through AARP, even if you’re not a senior.

No matter what your income, file your taxes for free online through the IRS’ Free File Fillable Forms.

And there are lots of coupon codes for tax software, like this tax software coupon for 25% off at H&R Block At Home.

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