Comments on: Preparing to go credit card-less for one month

By: Bargain Babe» Final week of spending without credit cards

Bargain Babe» Final week of spending without credit cards — Tue, 27 Apr 2010 16:31:55 +0000

[...] in the home stretch of my cash-only budgeting month and have four days before I can go back to using my credit card. What sweet [...]

By: Bargain Babe» Should I dip into savings to meet my budget?

Bargain Babe» Should I dip into savings to meet my budget? — Wed, 14 Apr 2010 20:07:05 +0000

[...] totally overspent during the first week of my cash-only experiment (yes, I really did give up credit cards!) so I drastically scaled back during my second week. My cash outflow was drying up when – [...]

By: Bargain Babe » My first week without a credit card

Bargain Babe » My first week without a credit card — Mon, 05 Apr 2010 16:30:34 +0000

[...] I said in an earlier post on preparing to go without plastic, I hid my credit and debit cards in my jewelry box. Later that day I opened a letter from my Alma [...]

By: EllieD

EllieD — Fri, 02 Apr 2010 00:19:31 +0000

Good luck with this one, Julia. I’m sure you can be successful. I do think that Janet’s idea to bury one card behind your DL is a good one. That way, should you come up against a genuine need for a CC, you’re prepared.

By: kljasus

kljasus — Wed, 31 Mar 2010 00:14:15 +0000

i don’t use our one c/c anymore because it’s MAXED out! ouch.

By: Joe

Joe — Tue, 30 Mar 2010 20:09:05 +0000

Does that also mean no debit cards? I don’t use credit cards often, but I live by my debit card.

By: Carol Lee

Carol Lee — Tue, 30 Mar 2010 18:55:01 +0000

Leaving your cc behind when shopping is a great savings idea … however, remember, as long as you pay the statement off each month, use the credit card to pay any bills like auto/homeowners/eq insurance premiuns so you’ll get points. I mean, you’d have to write out a check to pay these bills when they come in, right, so you might as well get points from the cc company. It’s not like insurance premiums are optional purchases.

By: GREGRIE

GREGRIE — Tue, 30 Mar 2010 18:30:50 +0000

I KNOW!!! HA HA HA APRIL FOOL!!!

By: janet

janet — Tue, 30 Mar 2010 18:18:30 +0000

My credit card is buried behind my drivers lic. I forget it is there but should I need it, I have it. I have learned to use cash because there is a huge difference in how I look at the cost of an item based on how I pay for it. This is been a modification in behavior, for sure.

good luck to you!