Comments on: Identity theft: what to do if yours has been stolen http://bargainbabe.com/2010/03/22/identity-theft-what-to-do-if-yours-has-been-stolen/ Save money with coupons, deals, and inspiration! Fri, 25 May 2012 03:11:35 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Bargain Babe » Should I go credit card-less for a month? http://bargainbabe.com/2010/03/22/identity-theft-what-to-do-if-yours-has-been-stolen/comment-page-1/#comment-16108 Bargain Babe » Should I go credit card-less for a month? Tue, 30 Mar 2010 17:25:27 +0000 http://www.bargainbabe.com/?p=13925#comment-16108 [...] card because of fraudulent charges. (This was not the same friend that had her credit/debit/ATM card number skimmed.) My friend didn’t have a back up for some reason and was forced to go without a credit card [...] [...] card because of fraudulent charges. (This was not the same friend that had her credit/debit/ATM card number skimmed.) My friend didn’t have a back up for some reason and was forced to go without a credit card [...]

]]> By: bargainbabe http://bargainbabe.com/2010/03/22/identity-theft-what-to-do-if-yours-has-been-stolen/comment-page-1/#comment-15727 bargainbabe Tue, 23 Mar 2010 17:44:00 +0000 http://www.bargainbabe.com/?p=13925#comment-15727 What a bizarre thing to do - mount a camera atop a credit card swiper! I'm glad you took precaution and canceled the card. What a bizarre thing to do – mount a camera atop a credit card swiper! I’m glad you took precaution and canceled the card.

]]> By: jacqueline e. http://bargainbabe.com/2010/03/22/identity-theft-what-to-do-if-yours-has-been-stolen/comment-page-1/#comment-15720 jacqueline e. Tue, 23 Mar 2010 15:09:00 +0000 http://www.bargainbabe.com/?p=13925#comment-15720 i was almost a victim of atm fraud. I was paying for gas inside a gas station when i noticed a small camera mounted on top of the signature-pin pad. I had no choice but finish the transaction (i was almost out of gas). What made me more suspicious is the fact that the employee checked under the counter as to see if it was capturing the info. the owner became very defensive when i asked him about the camera. Needless to say, I called immediately to cancel my atm card, and notify the police. Hard to believe they think they could get away with something so obvious. i was almost a victim of atm fraud. I was paying for gas inside a gas station when i noticed a small camera mounted on top of the signature-pin pad. I had no choice but finish the transaction (i was almost out of gas).
What made me more suspicious is the fact that the employee checked under the counter as to see if it was capturing the info. the owner became very defensive when i asked him about the camera. Needless to say, I called immediately to cancel my atm card, and notify the police. Hard to believe they think they could get away with something so obvious.

]]> By: Myke http://bargainbabe.com/2010/03/22/identity-theft-what-to-do-if-yours-has-been-stolen/comment-page-1/#comment-15651 Myke Tue, 23 Mar 2010 01:50:31 +0000 http://www.bargainbabe.com/?p=13925#comment-15651 I only use credit cards for purchases because you have time on your side and most card companies will reimburse from dollar ONE for fraudulent purchases. When my bank issued my new ATM card with a Visa logo, I told them that in no way, shape or form do I want this to be a debit card. Once money is taken out of your bank acct, it usually takes from 24 hours up to weeks to get the cash back. A vigilant credit card company is also a good asset. One time when I was vacationing I checked my phone messages and my CC company called to confirm transactions being made. I called the company back to confirm that I was indeed in that area and would be there for a couple more days. I thanked them for watching out for my interests. I only use credit cards for purchases because you have time on your side and most card companies will reimburse from dollar ONE for fraudulent purchases. When my bank issued my new ATM card with a Visa logo, I told them that in no way, shape or form do I want this to be a debit card. Once money is taken out of your bank acct, it usually takes from 24 hours up to weeks to get the cash back.

A vigilant credit card company is also a good asset. One time when I was vacationing I checked my phone messages and my CC company called to confirm transactions being made. I called the company back to confirm that I was indeed in that area and would be there for a couple more days. I thanked them for watching out for my interests.

]]> By: N. Davis http://bargainbabe.com/2010/03/22/identity-theft-what-to-do-if-yours-has-been-stolen/comment-page-1/#comment-15638 N. Davis Tue, 23 Mar 2010 00:59:22 +0000 http://www.bargainbabe.com/?p=13925#comment-15638 Here's a snopes article on atm skimming for anyone who might want to know more http://www.snopes.com/fraud/atm/atmcamera.asp My boyfriend had this happen twice in the same year with his debit card. Luckily both times he caught it after just one transaction, but it was still a pain in the butt to get it resolved. You should definitely look closely before using your card at a gas pump or atm, and if it looks suspicious trust your instincts and don't use it! Here’s a snopes article on atm skimming for anyone who might want to know more http://www.snopes.com/fraud/atm/atmcamera.asp My boyfriend had this happen twice in the same year with his debit card. Luckily both times he caught it after just one transaction, but it was still a pain in the butt to get it resolved. You should definitely look closely before using your card at a gas pump or atm, and if it looks suspicious trust your instincts and don’t use it!

]]> By: JUNIE http://bargainbabe.com/2010/03/22/identity-theft-what-to-do-if-yours-has-been-stolen/comment-page-1/#comment-15557 JUNIE Mon, 22 Mar 2010 17:26:56 +0000 http://www.bargainbabe.com/?p=13925#comment-15557 Thanks so much, just a few days ago I had a problem with illegal debits from my credit card. I've just called one of the credit companies and they will notify the other two. Also getting my free credit report. Thanks for your timely article. Thanks so much, just a few days ago I had a problem with illegal debits from my credit card. I’ve just called one of the credit companies and they will notify the other two. Also getting my free credit report. Thanks for your timely article.

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