There are a lot of sites where you can find credit cards. What I like about FindSecuredCards.com is that they tell you the pros and cons of their cards upfront.
Pros: Prepaid credit cards are for those are looking to get a flexible way to manage their money without the risks. Get a credit card today with a major logo like Visa and MasterCard.
Cons: Prepaid credit cards have different types of fees. Make sure that you pay close attention to the fees to make sure it’s the type of card you want. Prepaid cards will not build your credit but instead will help you manage your money and allow to buy things as if it were a credit card.
The site lists prepaid and secured credit cards you can apply for. For each one FindSecuredCards.com lists the annual fee, APR, monthly fees and if there is a credit check required to get the card.
The site also has helpful articles that answer basic questions like how to improve your credit score, the difference between a prepaid card and a secured card and how many credit cards you should have.
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August 13th, 2009 at 1:13 pm
Thanks, I’ve wanted more info on this sort of service, but wasn’t sure where to look. I have a couple of credit cards but I’d like a prepaid one to take to France (if I can go). You had alerted me to reduced lines of credit on the regular cards (that was so good to know–and I passed the info on to a lot of friends), I now have much smaller lines of credit on the cards and I would rather prepay a card and not have the bills when I return and have the ‘extra’ money available when I travel.
I usually use an ATM card to withdraw cash but sometimes credit cards ARE needed or more useful.