http://bargainbabe.com/2009/04/23/4-sneaky-credit-card-charges/ Save money with coupons, deals, and inspiration! Thu, 24 May 2012 02:51:45 +0000 hourly 1 http://wordpress.org/?v=3.3.2 http://bargainbabe.com/2009/04/23/4-sneaky-credit-card-charges/comment-page-1/#comment-3399 Diane Mon, 04 May 2009 04:08:26 +0000 http://www.bargainbabe.com/?p=3761#comment-3399 It is my understanding that the Agreement the credit card company provides (which most of us don't read) states the company can change rates, etc., without notice. So it's a "buyer beware" situation, and the consumer is responsible. It is my understanding that the Agreement the credit card company provides (which most of us don’t read) states the company can change rates, etc., without notice. So it’s a “buyer beware” situation, and the consumer is responsible.

]]> http://bargainbabe.com/2009/04/23/4-sneaky-credit-card-charges/comment-page-1/#comment-2912 Lisa Sun, 26 Apr 2009 06:22:48 +0000 http://www.bargainbabe.com/?p=3761#comment-2912 I haven't had a card in years and I truly don't miss them. I use bank card like a credit card. I haven’t had a card in years and I truly don’t miss them. I use bank card like a credit card.

]]> http://bargainbabe.com/2009/04/23/4-sneaky-credit-card-charges/comment-page-1/#comment-2894 Weekend Reading: Links Of The Week 4/25/09 | Man Vs. Debt Sat, 25 Apr 2009 21:58:48 +0000 http://www.bargainbabe.com/?p=3761#comment-2894 [...] Babe gave her own opinions when she linked to my Yet Another 4 Reasons To Hate Credit Card [...] [...] Babe gave her own opinions when she linked to my Yet Another 4 Reasons To Hate Credit Card [...]

]]> http://bargainbabe.com/2009/04/23/4-sneaky-credit-card-charges/comment-page-1/#comment-2794 Marilyn Thu, 23 Apr 2009 23:03:08 +0000 http://www.bargainbabe.com/?p=3761#comment-2794 The credit history stays, but what is affected is the credit score. A large percentage of the credit score is based on "credit utilization" -- or the comparison of how much credit you have available vs. how much credit you've used. Closing cards takes away the "credit available" part. Far better to keep the cards and use very occasionally. The credit history stays, but what is affected is the credit score. A large percentage of the credit score is based on “credit utilization” — or the comparison of how much credit you have available vs. how much credit you’ve used. Closing cards takes away the “credit available” part. Far better to keep the cards and use very occasionally.

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