Comments on: Getting your partner to spend less http://bargainbabe.com/2009/04/14/getting-your-partner-to-spend-less/ Save money with coupons, deals, and inspiration! Thu, 24 May 2012 02:51:45 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Diane http://bargainbabe.com/2009/04/14/getting-your-partner-to-spend-less/comment-page-1/#comment-2779 Diane Thu, 23 Apr 2009 19:57:34 +0000 http://www.bargainhunterbabe.com/?p=268#comment-2779 As I mentioned in another topic's post, in this second marriage of 30+ years, we each have an individual checking account as well as our joint account. It works well for us. As I mentioned in another topic’s post, in this second marriage of 30+ years, we each have an individual checking account as well as our joint account. It works well for us.

]]> By: Ron http://bargainbabe.com/2009/04/14/getting-your-partner-to-spend-less/comment-page-1/#comment-2300 Ron Wed, 15 Apr 2009 00:02:41 +0000 http://www.bargainhunterbabe.com/?p=268#comment-2300 I just got a 1TB SATA HD and an external enclosure w/ USB & Firewire at Frys. Backing up the home desktop & laptops is now sweet. Was seriously contemplating a D-link Network Access Storage enclosure w/ two drive bays so I could implement RAID, but I talked myself out of it; maybe next year. The way my wife & I handle our own personal spending is that all of our money first goes into our joint checking & savings accounts on payday, and then we each get an "allowance" that we can use on our own stuff. We calculated the allowance based on how much we had left over after our joint expenses: mortgage, utilities, groceries, kids' clothes & activities, etc. So now I can go golfing or buy cigars with my "own" money or my wife can go have a drink with one of her girlfriends without either of us feeling guilty that we're spending money that should go towards the family. It takes planning, though (luckily my wife's an accountant). You should go through all of your joint expenses for the past year to see how much of an individual allowance you can afford -- a good way to start a family budget. I just got a 1TB SATA HD and an external enclosure w/ USB & Firewire at Frys. Backing up the home desktop & laptops is now sweet. Was seriously contemplating a D-link Network Access Storage enclosure w/ two drive bays so I could implement RAID, but I talked myself out of it; maybe next year.

The way my wife & I handle our own personal spending is that all of our money first goes into our joint checking & savings accounts on payday, and then we each get an “allowance” that we can use on our own stuff. We calculated the allowance based on how much we had left over after our joint expenses: mortgage, utilities, groceries, kids’ clothes & activities, etc. So now I can go golfing or buy cigars with my “own” money or my wife can go have a drink with one of her girlfriends without either of us feeling guilty that we’re spending money that should go towards the family. It takes planning, though (luckily my wife’s an accountant). You should go through all of your joint expenses for the past year to see how much of an individual allowance you can afford — a good way to start a family budget.

]]> By: Bargainhubby http://bargainbabe.com/2009/04/14/getting-your-partner-to-spend-less/comment-page-1/#comment-2296 Bargainhubby Tue, 14 Apr 2009 23:23:49 +0000 http://www.bargainhunterbabe.com/?p=268#comment-2296 Ps. $401 for the backup box, a total deal. My big tech purchase for the year. And a legitimate business expense, to boot. Ps. $401 for the backup box, a total deal. My big tech purchase for the year. And a legitimate business expense, to boot.

]]> By: Bargainhubby http://bargainbabe.com/2009/04/14/getting-your-partner-to-spend-less/comment-page-1/#comment-2295 Bargainhubby Tue, 14 Apr 2009 23:14:55 +0000 http://www.bargainhunterbabe.com/?p=268#comment-2295 It's a tough challenge to pare back, especially when you don't "feel" like you spend much. Once you track it you'll see that you do. And then you can find stuff to slash that doesn't provide enough fun for the buck. You may even find justification for a favorite splurge. (like giving my coworkers $20 every few weeks at the poker game). Just keep on chugging along and enjoy the journey. It’s a tough challenge to pare back, especially when you don’t “feel” like you spend much. Once you track it you’ll see that you do. And then you can find stuff to slash that doesn’t provide enough fun for the buck.

You may even find justification for a favorite splurge. (like giving my coworkers $20 every few weeks at the poker game).

Just keep on chugging along and enjoy the journey.

]]> By: tm http://bargainbabe.com/2009/04/14/getting-your-partner-to-spend-less/comment-page-1/#comment-2291 tm Tue, 14 Apr 2009 21:24:40 +0000 http://www.bargainhunterbabe.com/?p=268#comment-2291 That starbucks habit thing gets picked apart in this post: http://badmoneyadvice.com/2009/01/lightbulbs-and-lattes.html But starbucks is expensive. I doubt most latte drinkers would notice the switch to old fashioned brewed coffee. That starbucks habit thing gets picked apart in this post:
http://badmoneyadvice.com/2009/01/lightbulbs-and-lattes.html
But starbucks is expensive. I doubt most latte drinkers would notice the switch to old fashioned brewed coffee.

]]> By: FFB http://bargainbabe.com/2009/04/14/getting-your-partner-to-spend-less/comment-page-1/#comment-2279 FFB Tue, 14 Apr 2009 17:51:49 +0000 http://www.bargainhunterbabe.com/?p=268#comment-2279 It can be tough changing your habits. Sometimes you have to start small with one or two items and work from there. Or you find ways to adjust your budget to keep those things that are important to you. Maybe cutting back on cable can make it easier to get that morning coffee and muffin? Either way you have to be open with your spouse and see what you can do to work together. It can be tough changing your habits. Sometimes you have to start small with one or two items and work from there.

Or you find ways to adjust your budget to keep those things that are important to you. Maybe cutting back on cable can make it easier to get that morning coffee and muffin?

Either way you have to be open with your spouse and see what you can do to work together.

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